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What to expect from tax reform - Given past history, not very much, unfortunately. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/self-managed-super-funds-a-suitable-path-to-retirement-control monthly 0.5 2025-08-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/8d6ca6e3-60f1-4a6f-abdb-e0137c4734d9/SMSF+-+Suitable+Path+to+retirement.jpg Resources - Self-managed super funds: A suitable path to retirement control? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-great-wealth-transfer-are-you-ready monthly 0.5 2025-08-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/409dbc17-bb62-41c2-aebd-07d07e1abaf3/Great+Wealth+Transfer.jpg Resources - The great wealth transfer: Are You Ready? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2efaff3a-c64a-4edf-8fe6-36e628595df2/Inheritance.PNG Resources - 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Beware of all the CGT rules! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/changes-to-deductibility-of-interest-on-ato-debts monthly 0.5 2025-07-28 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d979e97c-f57b-437e-a854-07b1add8bb15/ATO+interest.jpg Resources - Changes to deductibility of interest on ATO debts - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/age-pension-means-test-changes-what-they-mean-for-you monthly 0.5 2025-07-28 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b80f7b0e-cf73-4f1b-9553-63d40c6b8cd0/Age+Pension.jpg Resources - Age Pension means test changes: What they mean for you - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/02526eea-683a-42bb-b8ed-8702c6e0a25a/Age+Pension+Table.PNG Resources - Age Pension means test changes: What they mean for you - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5f861a9a-5023-467e-8e1b-5babcaf1bebb/Age+Pension+Table+2.PNG Resources - Age Pension means test changes: What they mean for you - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/new-super-facts-and-figures-from-1-july-2025 monthly 0.5 2025-07-28 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a4cbc8af-eb9d-4b0c-a623-2127e7148b7a/New+Super+Facts.jpg Resources - New super facts and figures from 1 July 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/43c3bb8c-b6e3-4424-984c-d0910d7eb69a/Super+Facts.PNG Resources - New super facts and figures from 1 July 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/super-guarantee-increasing-to-12 monthly 0.5 2025-07-28 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0c1b513d-ffcf-48e5-9784-46569ed4579f/Surfing+2.jpg Resources - Super Guarantee Increasing to 12% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f3b104ad-ccbe-44a6-82c5-902635f98580/Super+Table.PNG Resources - Super Guarantee Increasing to 12% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/working-from-home-and-occupancy-costs monthly 0.5 2025-07-28 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/942c27e7-8df4-471c-b16b-0600f116efd9/Working+from+Home.jpg Resources - Working from home and occupancy costs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/30-june-2025-tax-amp-super-checklist monthly 0.5 2025-06-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/83f5cdca-c10f-474b-bb66-a6f1ad53e9e5/Tax+Checklist.jpg Resources - 30 June 2025 - Tax & Super Checklist - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fb4da1b6-b8b3-4bdc-9cf2-6eac9742059d/Tax+Checklist+Pic+1.PNG Resources - 30 June 2025 - Tax & Super Checklist - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1383bd65-ad70-4659-be38-3339bfe2ecc8/Tax+Checklist+Pic+2.PNG Resources - 30 June 2025 - Tax & Super Checklist - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/033c1df6-817b-40a7-80bb-c5c475860fb1/Tax+Checklist+Pic+3.PNG Resources - 30 June 2025 - Tax & Super Checklist - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e6276454-5b19-4a46-8943-540c1b75ea0b/Tax+Checklist+Pic+4.PNG Resources - 30 June 2025 - Tax & Super Checklist - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d286bbf6-c97f-4163-8df2-357d783c32a2/Tax+Checklist+Pic+5.PNG Resources - 30 June 2025 - Tax & Super Checklist - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-cgt-exemption-for-land-adjacent-to-a-home monthly 0.5 2025-06-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/aac01e96-e35e-477a-8510-b070ace843e7/CGT+Exemption.jpg Resources - The CGT exemption for land adjacent to a home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4d4d7e9f-ab22-4c2a-b8c0-209eed71e0d5/CGT.PNG Resources - The CGT exemption for land adjacent to a home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/proposed-division-296-tax-key-issues-and-implications monthly 0.5 2025-06-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d2a42a08-af93-4e1e-a9cd-608db606df20/Division+296.jpg Resources - Proposed Division 296 Tax: Key issues and implications - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/get-on-the-front-foot-for-your-2024-25-tax-return monthly 0.5 2025-06-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2f3cceef-a91b-44de-9129-2a25c7450741/Get+on+front+foot.jpg Resources - Get on the front foot for your 2024-25 tax return - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9da43b44-445d-4eec-b653-5d985230d661/Car+Logbooks.PNG Resources - Get on the front foot for your 2024-25 tax return - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/small-scale-subdivision-and-property-development monthly 0.5 2025-05-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/08bcb2ce-3347-4370-a2ff-656b23320378/Small+scale+Subdivision.jpg Resources - Small-Scale Subdivision and Property Development - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b38bc26d-f6c5-4759-bdcc-4d919e24915f/Vital.PNG Resources - Small-Scale Subdivision and Property Development - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/binding-death-benefit-nominations-explained monthly 0.5 2025-05-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a85de8a6-05e5-40e7-8b37-23521ce4c9b4/Binding+Death+Nomination.jpg Resources - Binding Death Benefit Nominations Explained - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/writing-a-will-in-a-tax-effective-manner monthly 0.5 2025-05-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/6cf6cbef-c3e4-435b-bf72-d0ed7b193db1/Writing+a+Will.jpg Resources - Writing a will in a tax-effective manner - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/concessional-super-contributions-vs-mortgage-paydown-whats-the-smarter-move monthly 0.5 2025-05-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fae1b540-7de9-4565-8587-9a4e0f66d2df/Concessional+v+Mortgage.jpg Resources - Concessional Super Contributions vs Mortgage Paydown: What's the smarter move? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e7948f1b-d2b1-4940-8bc1-bfc11ab9e6d6/The+Verdict.PNG Resources - Concessional Super Contributions vs Mortgage Paydown: What's the smarter move? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/good-cgt-records-can-save-you-money monthly 0.5 2025-05-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7969e7f4-da01-4ab6-b8f7-76529ae293cf/Good+CGT+Records.jpg Resources - Good CGT records can save you money - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f5bfacdc-1b9f-4137-a1f9-d3944549b97e/Final+Thoughts.PNG Resources - Good CGT records can save you money - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/concessional-contributions-can-there-be-too-much-of-a-good-thing monthly 0.5 2025-04-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a7d72715-e7ef-4a17-a9e1-1d802809baef/Concessional+Contributions.jpg Resources - Concessional contributions: Can there be too much of a good thing? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b8b274a9-75da-476e-a9fb-a552613b69a2/Concessional+Table.PNG Resources - Concessional contributions: Can there be too much of a good thing? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/32086d87-6b4a-4f19-898c-5372e52166d7/Speak+to+your+adviser.PNG Resources - Concessional contributions: Can there be too much of a good thing? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/employees-vs-contractors-what-sets-them-apart monthly 0.5 2025-04-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/950951ea-5312-4e55-a97c-95d9b8473f13/Employees+v+Contractors.jpg Resources - Employees vs. Contractors: What sets them apart - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/63db144c-e1d3-4061-a8f2-95c88d004797/Table+1.PNG Resources - Employees vs. Contractors: What sets them apart - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/three-great-reasons-to-start-a-transition-to-retirement-pension monthly 0.5 2025-04-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4a40359d-a9c0-4ebb-865b-d1220ce3dd76/Three+great+reasons+to+start+transition.jpg Resources - Three great reasons to start a Transition to Retirement Pension - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/36530164-5bef-44ec-9fdf-a07215fbae3d/Commencing+TTR.PNG Resources - Three great reasons to start a Transition to Retirement Pension - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/871d387a-9687-4d9d-ac70-b9785cfef7a3/Federal+Budget+Tip.PNG Resources - Three great reasons to start a Transition to Retirement Pension - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/selling-property-buyers-must-withhold-and-pay-the-ato monthly 0.5 2025-04-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fc8f91bb-bc70-489c-a094-d1ae3d173548/Selling+Property+-+Byers+must+withhold.jpg Resources - Selling property? Buyers must withhold and pay the ATO! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a59987c1-969b-4671-b9e7-198c81e56041/Selling+Property+tip.PNG Resources - Selling property? Buyers must withhold and pay the ATO! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/we-may-need-to-talk-about-your-family-trust monthly 0.5 2025-04-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/cc0a5655-458f-4d19-8286-4c6118e40531/Child+Sitting+On+Shoulders.jpg Resources - We may need to talk about your family trust You may have read about a recent court decision affecting some family trusts. In a case called Bendel, published on19 February 2025, the Full Federal Court unanimously held that the private company beneficiary of a discretionary trust has not made a “loan” or “financial accommodation” to the trust merely by not calling for the payment of its trust distribution. https://www.cesmithmackay.com.au/resources/fbt-checklist-2024-25 monthly 0.5 2025-03-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fe5b36cf-7d1d-476c-9694-525a5b019c46/FBT.jpg Resources - FBT Checklist 2024-25 With the due date for FBT returns coming up, the following non-exhaustive checklist may prove useful in determining whether an employer has an FBT liability in the first place. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b23b5b9b-79c4-470a-ba9e-fdffda3d8216/Car+FBT+Checklisst+%28page+1%29.PNG Resources - FBT Checklist 2024-25 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/20442709-5e32-4bff-8174-87bf343fe2d4/Car+FBT+Checklist+%28Page+2%29.PNG Resources - FBT Checklist 2024-25 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/428458c7-7e9f-476a-8362-087da1d111bd/Car+FBT+Checklist+%28page+3%29.PNG Resources - FBT Checklist 2024-25 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7ded1885-b1c3-4fe8-857d-18fe7234a253/Car+FBT+Checklist+%28Page+4%29.PNG Resources - FBT Checklist 2024-25 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4b965bbc-8aba-46db-b4ba-7bb71f0b6599/Car+FBT+Checklist+%28Page+5%29.PNG Resources - FBT Checklist 2024-25 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/19b41cc5-85cb-49ab-8f60-6acdc953ee59/Car+FBT+Checklist+%28Page+6%29.PNG Resources - FBT Checklist 2024-25 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/is-an-asset-you-own-used-in-another-persons-business monthly 0.5 2025-03-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b865c574-83e3-4d69-b8a5-38dab815d150/Couple+Painting.jpg Resources - Is an asset you own used in another person's business? Did you know that if you own an asset (eg, land or a factory or even a trademark) that someone else uses in carrying on a small business then you might be entitled to the CGT small business concessions when you sell the asset? https://www.cesmithmackay.com.au/resources/beware-of-bitcoin-gains monthly 0.5 2025-03-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2e42e13d-aabb-4073-b3ae-87737555dafd/Bitcoin.jpg Resources - Beware of Bitcoin gains! If you own Bitcoin, or any other crypto currency, you may have been the beneficiary of Donald Trump’s election as President last November – which saw Bitcoin prices jump by almost 50% almost immediately after the election (and certainly in the following weeks). https://www.cesmithmackay.com.au/resources/salary-sacrifice-vs-personal-deductible-contributions monthly 0.5 2025-03-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c22ecfe1-b92c-4eb0-9b1e-e3525b6e47b4/Chess.jpg Resources - Salary Sacrifice vs Personal Deductible Contributions: - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/ato-confirms-tax-deductibility-of-financial-advice-fees monthly 0.5 2025-02-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7cd4ed50-0506-4bea-baae-3b6aee7b5e40/ATO+Confirms+Tax+Deductibility.jpg Resources - ATO confirms tax deductibility of financial advice fees - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/super-and-hardship-a-safety-net-in-financial-difficulty monthly 0.5 2025-02-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d2b6301f-2791-478e-a297-6ec37878c6e3/Super+and+Hardship.jpg Resources - Super and hardship: A safety net in financial difficulty - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e53b955c-7190-4c94-a5ec-c55594cf75bc/Super+Tip+2.PNG Resources - Super and hardship: A safety net in financial difficulty - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/coalition-election-announcements monthly 0.5 2025-02-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/bb31e6c4-43fe-42b7-82a5-f2dcd4551c85/Coalition+election.jpg Resources - Coalition election announcements - The unofficial federal election campaign is now well under way, with Opposition Leader Peter Dutton announcing a couple of tax policies while out on the hustings in Queensland on 19 January. https://www.cesmithmackay.com.au/resources/yet-more-rental-data-matching-by-the-ato monthly 0.5 2025-02-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/04a20f92-5b26-4c1f-9f03-a273e1589b1c/Data+Matching.jpg Resources - Yet more rental data matching by the ATO - Feeding its seemingly insatiable appetite for rental data, the ATO has recently announced it will soon be collecting rental bond details for some 2.2 million individuals. https://www.cesmithmackay.com.au/resources/seven-changes-impacting-your-super-in-2025 monthly 0.5 2025-02-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/44dcd031-8c05-4fbc-b253-c1dcd9ce04ee/Seven+Changes.jpg Resources - Seven changes impacting your super in 2025 Superannuation rules are always changing, and 2025 is set to bring some updates that could affect your retirement savings. Whether you’re just starting to build your super or already planning for retirement, keeping up with these changes can help you make informed decisions. Here’s what’s on the horizon. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/8750bf16-f040-4717-a9f1-88cc9575bede/TSB+Threshold.PNG Resources - Seven changes impacting your super in 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7a8e4485-62dd-4c3b-b12e-b0cf30743e7c/Super+Tip.jpg Resources - Seven changes impacting your super in 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2fef3acf-394e-43fe-ab83-7831a3873a70/Final+Thought.PNG Resources - Seven changes impacting your super in 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/how-does-your-super-compare-with-others-your-age monthly 0.5 2024-12-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1155e274-d0db-467c-a138-a6ccabd5fae2/Super+Comparison.jpg Resources - How does your super compare with others your age? Have you ever wondered how your super balance compares to others in your age group? Or maybe you’re curious about how much you should have saved by now to ensure a comfortable retirement? It’s not always easy to figure out if your super is on track, but understanding how it stacks up can help you make smarter decisions now that will benefit you later. This article looks into the average super balances for people of different ages and explores how much you may need in retirement. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fbd1f728-a5ab-4781-a94b-df5633905c03/Super+balances.PNG Resources - How does your super compare with others your age? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1eb4f397-8062-4dfa-82a6-94fad2335f98/Retirement+table.PNG Resources - How does your super compare with others your age? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/that-small-farm-dream-and-tax-deductions monthly 0.5 2024-12-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b66cc144-6860-49c6-bcf6-f323fb577a31/farm+dreams.jpg Resources - That small farm dream.... and tax deductions Many professionals (and others) who retire– or who are on the verge of retiring –turn their minds to buying farmland and carrying out some sort of small-scale farming activities. And some are already right into it., https://www.cesmithmackay.com.au/resources/unwrap-your-future-12-super-tips-for-a-merry-and-bright-retirement monthly 0.5 2024-12-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/293860aa-98e1-43d3-bb21-9bab91a46e94/Christmas+Presents.jpg Resources - Unwrap your future: 12 super tips for a merry and bright retirement Christmas is a time for giving, but it’s also a great time to give your future self the gift of financial security. Here are 12 simple superannuation tips to help you make the most of your superfund – wrapped up with a touch of festive cheer! https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0e751375-52b1-4b72-aa3a-f940a15e9bdf/Last+Word.PNG Resources - Unwrap your future: 12 super tips for a merry and bright retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/deductions-for-self-education-courses monthly 0.5 2024-12-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c86f5f28-eb46-44c9-95a3-04a317409632/Deduction+for+self-education+courses.jpg Resources - Deductions for self-education courses So, you are undertaking a course or further education that relates to your work or business in some way – and you have to pay for the costs of the training or course. Well, the question of whether you can claim a deduction for this cost as “self-education” expenses is not always a clear cut matter. https://www.cesmithmackay.com.au/resources/christmas-and-tax monthly 0.5 2024-12-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b6cc4850-9b62-465f-90fa-a08c3c59fb7a/Christmas.jpg Resources - Christmas and Tax With the festive season just around the corner (or already under way), many business owners will be gearing up for year-end celebrations with both employees and clients. Knowing the rules around FBT, GST credits and what is or isn’t tax deductible can help avoid unwelcome surprises on the tax front. Holiday celebrations generally take the form of Christmas parties and/or gift giving. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a132266e-5783-43b1-bc24-660795be6d97/Holiday+treatment.PNG Resources - Christmas and Tax - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/how-taxable-is-that-side-hustle monthly 0.5 2024-11-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c7cdb275-4cfa-463d-b812-dd2ae34540d0/Walking+Dogs+on+Leads.jpg Resources - How taxable is that side hustle? With Australia going through a major cost of living crisis and interest rates not coming down as quickly as hoped, more and more people are looking at ways of creating additional cash flow to help make ends meet. https://www.cesmithmackay.com.au/resources/super-on-parental-leave-pay-is-now-law monthly 0.5 2024-11-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/44d1d04f-1dc6-4c14-9c61-b690750ea1d5/Super+on+Parental.jpg Resources - Super on parental leave pay is now law - Starting 1 July 2025, new parents will receive superannuation payments on top of their paid parental leave (PPL). https://www.cesmithmackay.com.au/resources/what-tax-receipts-do-i-need-to-keep monthly 0.5 2024-11-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f3652f38-a099-492c-a032-4c72af843c71/Receipts.jpg Resources - What tax receipts do I need to keep? - Only the ones you want to claim as a tax deduction, might be a common response. https://www.cesmithmackay.com.au/resources/what-we-know-so-far-about-payday-super monthly 0.5 2024-11-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c5403487-ae44-4562-8640-58177f5a225a/Hands+behind+head.jpg Resources - What we know so far about payday super - The government has shared more details about its proposed new “payday super” plan, which will start on 1 July 2026. https://www.cesmithmackay.com.au/resources/the-black-hole-of-cgt-and-trusts monthly 0.5 2024-11-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/20405a7d-1fec-4a87-bc75-f326e975bb85/Black+hole.jpg Resources - The black hole of CGT and Trusts To say that the interaction of the Capital Gains Tax (CGT) laws and trusts is complicated is probably one of the greatest understatements that anyone could make about the operation of the tax laws. https://www.cesmithmackay.com.au/resources/the-dangers-of-failing-to-declare-income-or-lodge-returns monthly 0.5 2024-10-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/46ad76df-ba84-4648-91d6-59a6dc3fb856/Failing+to+declaration+income+on+tax+return.jpg Resources - The dangers of failing to declare income or lodge returns There are many adverse consequences associated with failing to lodge income tax returns or omitting income from those returns if the ATO finds out. https://www.cesmithmackay.com.au/resources/comparing-smsfs-with-other-super-funds monthly 0.5 2024-10-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ea6057a6-0381-492f-b934-362416244d7c/SMSF.jpg Resources - Comparing SMSFs with other super funds While all superannuation funds have a shared goal to provide retirement benefits to their members, there are many differences between SMSFs and other superannuation funds. So if you’re thinking about setting up an SMSF, it’s worthwhile comparing SMSFs with other funds before making your decision. Here, we highlight the main differences between SMSFs and other funds. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c351dc6d-214e-431e-8437-07287dbadf0d/Comparing+SMSF.PNG Resources - Comparing SMSFs with other super funds - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/selling-a-property-with-mixed-rental-and-residential-use monthly 0.5 2024-10-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/385a8c68-c1ab-4c76-ac5a-d06048832c06/Selling+a+property.jpg Resources - Selling a property with mixed rental and residential use Selling a property that may have been used for mixed rental and residence purposes has a lot of capital gain tax (CGT) issues – and some of these also involve exercising good judgment as to how to best use the relevant CGT concessions. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7aefaa33-f90c-4302-9ad8-0070b6de4804/Selling+a+property+tip.PNG Resources - Selling a property with mixed rental and residential use - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/what-is-the-right-business-structure monthly 0.5 2024-10-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fa7325d8-111b-48eb-8de3-a9f87488c4e5/Stacked+Rocks.jpg Resources - What is the right business structure? If you carry on a business – small or large – the question of which business structure to use always arises – and not just from when you start that business, but also during its operation when it may be beneficial to change from one structure to another. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5631283c-ff92-4878-8c95-ff397b2beaca/Business+Restructure+Tip.PNG Resources - What is the right business structure? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/making-contributions-later-in-life monthly 0.5 2024-10-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f180f592-3450-42a7-b3aa-ecb9ab8d77bb/Making+Contributions+later+in+life.jpg Resources - Making contributions later in life Superannuation laws have been simplified over recent years to allow older Australians more flexibility to top up their superannuation. Below is a summary of what you need to know when it comes to making superannuation contributions. https://www.cesmithmackay.com.au/resources/debt-recycling-flavour-of-the-month monthly 0.5 2024-09-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b3d3cd28-151c-4f78-8692-a7e953736b08/Debt+Recycling.jpg Resources - "Debt Recycling" ...... flavour of the month - It seems that “debt recycling” is the flavour of the month among financial advisors (and some financial institutions too). And if you do a Google search for the term you find that it is being quite heavily marketed. https://www.cesmithmackay.com.au/resources/setting-up-an-smsf-who-can-join-the-fund monthly 0.5 2024-09-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e68a432d-1166-4943-b624-c56682f940ba/Pawn+Pieces.png Resources - Setting up an SMSF - Who can join the fund? - A question that often gets asked is who can set up an SMSF together. https://www.cesmithmackay.com.au/resources/separation-and-divorce-cgt-consequences-and-relief monthly 0.5 2024-09-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/baf6f367-752f-40f7-ac32-d07685181fde/Separation+%26+Divorce.jpg Resources - Separation and divorce CGT consequences ...... and relief - With apparently at least one in three marriages ending in divorce– and with countless more defacto relationships breaking down –the capital gains tax (CGT) roll-over provisions for “marriage and relationship breakdowns” has assumed increasing relevance. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4280def1-b358-4acf-9f21-a197af5da538/Separation+Tip.PNG Resources - Separation and divorce CGT consequences ...... and relief - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/take-care-if-you-sell-your-home-after-leaving-australia monthly 0.5 2024-09-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/94a41380-4747-490e-b9ea-a3bcc9dfda54/Packing+Box.jpg Resources - Take care if you sell your home after leaving Australia! - If you have lived in Australia for many years and bought yourself a home here but decide to leave and go and live elsewhere, and you wish to sell your home, you should do so before you leave Australia. https://www.cesmithmackay.com.au/resources/riding-the-market-waves monthly 0.5 2024-09-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f3899534-fc44-40be-b880-45a1e70285a3/Surfing.jpg Resources - Riding the market waves - Don’t let share market volatility get you off course with your superannuation investment strategy. https://www.cesmithmackay.com.au/resources/who-is-a-spouse-under-the-tax-laws-and-why-does-it-matter monthly 0.5 2024-09-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/870d8cbd-07e7-4675-8240-7325842d54db/Spouse.jpg Resources - Who is a spouse under the tax laws, and why does it matter? - While Australia doesn’t have a joint filing option for married couples, there are some aspects of your individual tax assessment that depend on your spouse’s income https://www.cesmithmackay.com.au/resources/small-business-energy-incentive monthly 0.5 2024-08-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e5174dc2-56db-49bc-b058-eea24f759372/Wind+Turbine.jpg Resources - Small business energy incentive A little-known tax incentive that is aimed at encouraging businesses to improve energy efficiency is the small business energy incentive (SBEI). https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d1aa74c2-4cc0-459a-b808-c0db286fc366/Phone+Us.PNG Resources - Small business energy incentive - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/spouse-contributions-splitting monthly 0.5 2024-08-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/942024c5-0b0e-4c1f-9570-66afa4c07b9e/Super+Splitting.png Resources - Spouse contributions splitting Splitting superannuation contributions to your spouse can be a great way to boost your combined superannuation balances which can benefit you both in retirement. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9b13211c-3319-43a2-bdf9-3dca5d4927cf/Example.PNG Resources - Spouse contributions splitting - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/selling-a-small-business-operated-through-a-company-sell-the-shares-or-sell-the-assets monthly 0.5 2024-08-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f8258a88-3d6b-4489-96ec-64c9509f759d/2+Business+Men.jpg Resources - Selling a small business operated through a company - Sell the Shares or Sell the Assets? If you run a small business through a company and you decide to sell it, you have the choice of either selling the business assets themselves (together with any goodwill) or selling your shares in the company. https://www.cesmithmackay.com.au/resources/changes-to-preservation-age monthly 0.5 2024-08-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/06b48672-338f-4d79-8bcf-4e4ec482f691/Elderly+Couple.jpg Resources - Changes to Preservation Age Since 1 July 2024, the age at which individuals can access their superannuation increased to age 60. So what does this mean for those planning on accessing their superannuation upon reaching this age? https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/adc15cd6-152c-4667-908d-180268397c66/Preservation+Age+Table.PNG Resources - Changes to Preservation Age - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/97150d92-2ce2-46f7-aae6-d41c259011f9/Preservation+Light+Bulb.PNG Resources - Changes to Preservation Age - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-importance-of-tax-residency monthly 0.5 2024-08-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/8bf6c5ac-7110-4851-9e23-08b1df16f7c9/Map+of+Australia.jpg Resources - The importance of "Tax Residency" Whether you are a resident or non-resident of Australia for tax purposes has significant consequences for you. https://www.cesmithmackay.com.au/resources/can-i-add-to-my-super-pension monthly 0.5 2024-07-15 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f26ecf8e-4e99-4a55-99cf-f826e1bf5175/Coints.jpg Resources - Can I add to my super pension? - A common question that is often asked is whether amounts can be added to a superannuation pension account once it has commenced. https://www.cesmithmackay.com.au/resources/the-secret-life-of-tfns monthly 0.5 2024-07-15 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e2dd216f-6722-4810-9ab3-07774758454a/Secret+Life+of+TFN%27s.jpg Resources - The secret life of TFNs - Tax file numbers (TFNs) are so much an everyday element when dealing with tax and the ATO that many taxpayers won’t give it a second thought when tax return software responds with an “invalid” message when a TFN is entered. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7c393f64-4655-4a1d-b4a0-ba260a39c0e9/TFN+Table.PNG Resources - The secret life of TFNs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-cgt-main-residence-exemption-concessions-are-very-useful monthly 0.5 2024-07-15 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2c680e8f-47ad-46c9-bf4d-fe16771bf807/Couple+Painting.jpg Resources - The CGT main residence exemption concessions are very useful Probably the most overlooked reason for the housing affordability crisis in Australia at the moment is the capital gains tax (CGT) exemption for a person’s home itself. But not this alone https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e47cc41a-ac51-40f3-9168-6fa4a75ead70/Considering+buying.PNG Resources - The CGT main residence exemption concessions are very useful - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-fine-line-between-property-development-and-merely-realising-an-asset monthly 0.5 2024-07-15 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d815c917-e1f2-4daa-af69-054a9cf23561/Property+Development.jpg Resources - The fine line between property development and "merely realising an asset" - There can often be a fine line between whether a person is carrying on property development activities or is “merely realising an asset” https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0a114783-a26e-4fba-9bdb-29e72ce6e1b9/Telephone.PNG Resources - The fine line between property development and "merely realising an asset" - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/division-293-tax-will-you-be-caught monthly 0.5 2024-07-15 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/22d7c8dd-58ab-4549-9570-795fd2757df4/Division+293.jpg Resources - Division 293 Tax - Will you be caught? If you’re a high income earner, you may soon be asked to pay an extra 15% tax on the amount of concessional contributions that exceed the $250,000 threshold. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/bd6674a0-0876-446e-b5fe-9789d29b4013/Need+more+Info.PNG Resources - Division 293 Tax - Will you be caught? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/on-boarding-new-employees-1 monthly 0.5 2024-06-25 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/efde06da-88b7-48e4-88b9-b350bc819ec4/Onboarding.jpg Resources - On-Boarding new employees - When hiring new staff, there are certain steps you should follow to cover off on your tax, workplace, and superannuation obligations. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9a26cd8e-d5c8-43d1-9448-43a00614fe22/Onboarding+%282%29.PNG Resources - On-Boarding new employees - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5a9057f0-2e60-43d5-9162-8eb5b7615cf5/Contact+Fair+Work.PNG Resources - On-Boarding new employees - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/dont-lose-your-super-to-scammers monthly 0.5 2024-06-25 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/02e675b9-fe4e-439b-821d-ae6253cfec79/Don%27t+get+scammed.jpg Resources - Don't lose your super to scammers - Don’t be another victim – be on the lookout for scammers who call you about your superannuation! https://www.cesmithmackay.com.au/resources/whats-not-considered-income-by-the-ato monthly 0.5 2024-06-25 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b64ca720-9e66-4ab5-ba19-8c675b591f2f/Income+by+ATO.jpg Resources - What's not considered "income" by the ATO? It is possible to receive amounts that are not expected by the ATO to be included as income in your tax return. However, some of these amounts may be used in other calculations and may therefore need to be included elsewhere in your tax return. https://www.cesmithmackay.com.au/resources/making-your-super-last-in-retirement monthly 0.5 2024-06-25 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/21a99947-b4c2-45b0-8c23-0d533a2ff906/Senior+Couple+on+Sailing+Boat.png Resources - Making your super last in retirement Superannuation is often a key source of income when you retire so it’s important to ensure your investment strategy makes your retirement savings last for as long as possible. https://www.cesmithmackay.com.au/resources/personal-services-income-explained monthly 0.5 2024-06-25 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/173055e0-3c52-4f42-98b0-e27fe7038afd/Personal+Services+Income.jpg Resources - Personal Services Income Explained The personal services income (PSI) rules apply to income that is earned mainly from the personal efforts or skills of a person. It does not matter whether the income is earned by the individual in their own name or through an entity such as a business. The rules do not apply to income earned from being an employee. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/19df1cda-f779-41ff-8f5f-3d2761680d3b/Personal+Services+Income+Table.PNG Resources - Personal Services Income Explained - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/how-mygov-can-help-you-track-your-super monthly 0.5 2024-05-24 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/af6261af-a154-4913-a158-3533ea5a7e2c/Tract+Super.jpg Resources - How myGov can help you track your super - Keeping track of your superannuation balance is key as it impacts how much you can contribute to superannuation and whether you are entitled to other superannuation concessions and measures. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e73fbf9e-68dd-4a01-a0d0-2ea200f67489/Mygov.PNG Resources - How myGov can help you track your super - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d4ca85b7-6d01-49a9-8b17-0d81d273b352/Mygov+Tip.PNG Resources - How myGov can help you track your super - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/succession-planning-for-family-businesses monthly 0.5 2024-05-24 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/104d7ef1-0ee6-4c9a-bc58-6f8e6b58a675/Succession+Planning.jpg Resources - Succession planning for family businesses For most family businesses as well as private groups, succession planning (sometimes known as transition planning) involves considerations around the eventual sale of your business, or the passing of control of it to other family members when you retire. Depending on your circumstances, this may include realising assets and making other changes to ownership but is certainly tied up with retirement planning and estate planning. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d7dcac17-efc0-4ef1-8a58-16aca1148737/Info+-+Succession+Planning.PNG Resources - Succession planning for family businesses - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/rental-properties-traps-and-pitfalls monthly 0.5 2024-05-24 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/459d78e3-ecbf-4ba2-ba5c-8e94bd5e1dd6/Rental+Property.jpg Resources - Rental Properties: Traps and Pitfalls - Following the ATO’s claims that nine out of ten residential rental property investors who have been audited have been getting their returns wrong, it might be worth touching on some of the tax traps and pitfalls to be wary of. In no particular order, these include: https://www.cesmithmackay.com.au/resources/take-care-with-contribution-timing-this-financial-year monthly 0.5 2024-05-24 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/67e79b80-128b-484a-ac54-541678ceb2cb/June.jpg Resources - Take care with contribution timing this financial year - Are you are planning to maximise your superannuation contribution caps this financial year? If so, it’s crucial to get the timing right so your contribution is received by your superannuation fund in the current financial year. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9fb55bc9-bdde-43c3-9ff0-ad761cb003e8/Super+contribution+timing.PNG Resources - Take care with contribution timing this financial year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/selling-your-home-beware-of-a-partial-capital-gains-tax-liability monthly 0.5 2024-05-24 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9a83d064-1be0-45f9-bb7a-03493c566de3/House+%26+keys.jpg Resources - Selling your home? Beware of a partial capital gains tax liability! - With the temptation for homeowners to cash in on spiraling house prices around Australia, it is important to turn your mind to whether you may only have a partial capital gains tax (CGT) main residence exemption available to you, and not a full CGT exemption (because of the way you have used your home) https://www.cesmithmackay.com.au/resources/mortgage-vs-super-where-should-i-put-my-extra-cash monthly 0.5 2024-04-23 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2845f458-d92f-480c-803d-abd832a1e7e1/Mortgage.jpg Resources - Mortgage vs Super: Where should I put my extra cash? Many of us wonder about the best vehicle to use for our extra savings. Is it better to direct extra savings to your mortgage or superannuation? As with most financial decisions, there is no one-size-fits-all approach as it depends on a number of factors for each individual. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9ca22120-7799-48f7-b1f9-959501618de7/Example.PNG Resources - Mortgage vs Super: Where should I put my extra cash? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/family-companies-and-the-many-tax-traps monthly 0.5 2024-04-23 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9ed7384c-af05-4baa-9e56-ed7ad07b37a3/Mouse+Trap.jpg Resources - Family companies and the many tax traps If you own a family company, then it is very important how you receive and treat any payments made from the company to you (or your associates– for example, your spouse). And this is simply because any payment from a company (other than a return of the original capital) is, in most cases, prima-facie a dividend in the hands of the recipient – however it may otherwise be classified. https://www.cesmithmackay.com.au/resources/six-super-strategies-to-consider-before-30-june monthly 0.5 2024-04-23 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9b085bb1-e99b-48b5-980c-71b63bb39b62/Chess.jpg Resources - Six super strategies to consider before 30 June With the end of financial year fast approaching, now is a great time to boost your superannuation savings and potentially save on tax. Below are six superannuation strategies to consider before 30 June 2024. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/3958e616-9ad7-41bf-9937-421f5dee6c68/cHESS+%281%29.PNG Resources - Six super strategies to consider before 30 June - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/briefing-a-barrister monthly 0.5 2024-03-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e483ebac-af5a-44c5-9534-17e6262e195c/Briefing+a+Barrister.jpg Resources - Briefing a barrister - When you’re faced with a complex or high-risk question in tax or super, briefing a barrister can provide you with the expertise and perspective to help you move towards a solution with confidence. https://www.cesmithmackay.com.au/resources/super-contribution-caps-to-increase-on-1-july-2024 monthly 0.5 2024-03-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/281a8bb8-b6c1-4423-9bff-c8ef96150816/Super+Contributions.jpg Resources - Super contribution caps to increase on 1 July 2024 - For the first time in three years, the superannuation contributions are set to increase from 1 July 2024. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/bd494793-900b-4272-82cf-46b7dbb5036d/Bring+Forward+Rule.JPG Resources - Super contribution caps to increase on 1 July 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover monthly 0.5 2024-03-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9e0e3410-3fb8-4174-807e-f90af3a61eba/Small+Business+Owner.jpg Resources - Don't forget the CGT Small Business Rollover - For those who run a “small business” and decide to sell it, the various Capital Gain Tax (CGT) small business concessions are invaluable (as has been noted many times before). https://www.cesmithmackay.com.au/resources/stage-3-tax-cuts-a-tax-saving-opportunity monthly 0.5 2024-03-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ab2b043a-4739-4a7e-9f80-182bf0f1919b/Stage+3+tax+cuts.jpg Resources - Stage 3 tax cuts: A tax saving opportunity? Legislation giving effect to the government’s revised settings for the Stage 3 tax cuts has been passed by both houses of Parliament with the support of the Coalition. https://www.cesmithmackay.com.au/resources/returning-to-work-after-retirement monthly 0.5 2024-02-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/79265292-5e58-49e0-b9eb-23aad5bd746e/Returning+to+work+after+retirement.jpg Resources - Returning to work after retirement Most people look forward to retirement as it is a chance to finally take time to relax, enjoy life and do things they never had time for when they were working. But sometimes things change and some people feel the urge to return to work. If a return to work is inevitable, it is important to understand the superannuation retirement rules when it comes to working and accessing your superannuation. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c0c226ec-8495-4f3a-a229-e554e87f8de6/Super+info.JPG Resources - Returning to work after retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/using-super-to-pay-the-mortgage monthly 0.5 2024-02-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ce145b46-b910-4c6a-8f4e-47c2fe3465e5/Using+Super+to+pay+mortgage.jpg Resources - Using super to pay the mortgage Have you reached preservation age and still have a mortgage? If so, you may be able to use your super to deal with your rising mortgage repayments if you meet certain conditions. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f26b76df-cbb0-4b49-987f-23dbd39b8c4e/super+table.JPG Resources - Using super to pay the mortgage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e8c435a2-62ec-40ec-8249-5bedac13fa43/Super+Tip.JPG Resources - Using super to pay the mortgage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/collectables-and-inherited-jewellery monthly 0.5 2024-02-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/966bed54-7983-4a3c-b9c5-91fb86f98f54/Collectable+Jewellery.jpg Resources - Collectables - and inherited jewellery - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/bbb2e74f-76ba-4d0f-8c58-22da4e534f72/Collectables+Info.JPG Resources - Collectables - and inherited jewellery - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/compensation-from-your-bank-or-financial-institution-is-it-taxable monthly 0.5 2024-02-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a140df7c-e424-4793-acc4-ebabdf947200/Compensation+from+bank.jpg Resources - Compensation from your bank or financial institution - is it taxable? - Unfortunately, our financial institutions have not always acted as ethically as we consumers would like. https://www.cesmithmackay.com.au/resources/the-taxation-of-super-death-benefits monthly 0.5 2023-12-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5d001515-f194-4b8b-b118-9a7052633dad/Super+Death+Benefits.jpg Resources - The taxation of super death benefits Wondering if your beneficiaries will pay tax on your superannuation death benefits? The answer is it depends on a number of important factors. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2c94b996-4a85-4ef9-853f-53ab12cb6a78/Tips.JPG Resources - The taxation of super death benefits - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/8fe796c4-cf16-4fff-8f57-55a3a509368e/Table+1.JPG Resources - The taxation of super death benefits - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/bf4daf2c-660e-4aa0-b911-e4ced4e7db82/Table+2.JPG Resources - The taxation of super death benefits - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5e8a6832-0155-4348-83fb-fd74408ee8fe/Need+Help+1.JPG Resources - The taxation of super death benefits - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/dont-ignore-those-tax-debts-the-ato-wont monthly 0.5 2023-12-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/72d81c7d-83ad-46ac-b83a-98231c5344af/Shocked+Couple.jpg Resources - Don't ignore those tax debts: the ATO won't! Whilst the ATO went out of its way to assist businesses doing it tough during the COVID lockdowns, a more robust approach to collecting outstanding tax debts now seems to be the order of the day. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d0512f40-c6d7-495f-a21e-b2249f3003da/ATO+Debt.JPG Resources - Don't ignore those tax debts: the ATO won't! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/two-main-residences-is-possible monthly 0.5 2023-12-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e579281d-db6c-40e7-8b5c-df1a4900e254/Welcome+Home.jpg Resources - Two "main residences" is possible The CGT exemption for a person’s home is only available in respect of one home owned at any given time. In other words, you can’t get two main residence exemptions applying to two different homes at the same time. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5dc6e42d-5393-4525-b79a-a3b1b67d058a/house+rules.JPG Resources - Two "main residences" is possible - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/taken-goods-for-private-use-heres-the-latest-values-1 monthly 0.5 2023-12-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ce075cc7-91b5-406b-9013-682c5f742cb7/Lady+holding+bag+of+groceries.jpg Resources - Taken goods for private use? Here's the latest values The ATO knows that many businessowners naturally help themselves to their trading stock and use it for their own purposes. This common practice can occur in businesses such as butchers, bakers, corner stores, cafes and more. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a43111ec-ed32-49e1-85fd-b60657528377/Type+of+Business.JPG Resources - Taken goods for private use? Here's the latest values - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c3f83454-71be-45d0-92de-4bfdb1e0a4bf/reach+out+to+us.JPG Resources - Taken goods for private use? Here's the latest values - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/lost-or-destroyed-tax-records-dont-panic monthly 0.5 2023-12-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/71823dc5-69af-4a3e-bfbd-4aecd466fdc2/lost+or+destroyed+tax+records.png Resources - Lost or destroyed tax records? Don't panic! Now and then, taxpayers may find themselves in a situation where they simply have no records to back up a tax claim. There can be many reasons for this, such as losing documents (either paper or electronic) when moving home, or technology failures that end up with the same result (or worse, destroyed records). https://www.cesmithmackay.com.au/resources/give-yourself-a-super-gift-this-christmas monthly 0.5 2023-12-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9909e8d0-58c6-4949-9a45-f5e7b2f06ca4/xmas+present+3.jpg Resources - Give yourself a super gift this Christmas Give yourself the ultimate gift that doesn’t cost a thing – a super to-do list which is a gift that will benefit you now and in the future. https://www.cesmithmackay.com.au/resources/important-update-from-coal-lsl monthly 0.5 2023-11-20 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7ba36a6e-e5cf-47c5-9ff8-5f8c51ca2d5e/Coal+LSL.png Resources - Important update from Coal LSL - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/how-to-nominate-a-superannuation-beneficiary monthly 0.5 2023-11-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c4a39fa9-8de5-4834-8977-b8edf96e0fb3/How+to+nominate+a+super+beneficiary.jpg Resources - How to nominate a superannuation beneficiary There are many types of nominations offered by different funds. Knowing which one suits your circumstances is key to ensure your superannuation ends up in the right hands. https://www.cesmithmackay.com.au/resources/qualifying-as-an-interdependent-or-financial-dependant monthly 0.5 2023-11-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/def206ef-9c31-4a08-b6f2-6b98520a06af/Qualifying+as+interdependent.jpg Resources - Qualifying as an interdependent or financial dependant A question that often gets asked when dealing with death benefit nominations is whether a person will qualify under the interdependency or financial dependency definitions. This is an important consideration as meeting the dependency criteria will enable potential beneficiaries to qualify as a dependant and therefore allowtthem to receive a death benefit. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c4fdab1a-2028-45bc-99bb-b98b43999767/Qualifying+Tip.JPG Resources - Qualifying as an interdependent or financial dependant - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/when-two-bonuses-are-not-enoughintroducing-the-energy-incentive monthly 0.5 2023-11-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/773f218f-c9c2-4fe8-bee3-c9e7e66ab8e3/Energy+Efficent+Appliances.jpg Resources - When two bonuses are not enough...Introducing the Energy Incentive! If you’ve been putting off upgrading the inefficient office air-conditioner, a new 20% bonus deduction might just be the incentive you need to help beat the heat before it arrives with a vengeance! https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e54ec523-d4cf-45f6-a1bc-bd8109a644af/Energy+Tip.JPG Resources - When two bonuses are not enough...Introducing the Energy Incentive! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/who-is-a-resident-for-tax-purposes monthly 0.5 2023-11-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/21d22699-f14e-45aa-8cf0-78c533f4e1c2/Australia.jpg Resources - Who is a resident for tax purposes? A person’s residency for tax purposes can be one of the most difficult issues to determine in Australian tax law. And it is not just a question of whether a person is a ‘citizen’ of Australia. https://www.cesmithmackay.com.au/resources/who-can-i-nominate-as-my-super-beneficiary monthly 0.5 2023-11-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c8a097fd-7706-4856-94fd-4e334bf7e542/Grandparents+with+grandkids.jpg Resources - Who can I nominate as my super beneficiary? Your superannuation death benefits must be paid to someone when you die. That somebody will usually be your estate or your nominated beneficiary (also known as your dependants). https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/becaa42c-00ee-4180-88d5-f0c81080d4d3/Dependants.JPG Resources - Who can I nominate as my super beneficiary? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fa6a916e-a6de-46f3-a440-a1ee3429485d/Dependant+Tip.JPG Resources - Who can I nominate as my super beneficiary? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/are-you-eligible-to-make-a-personal-deductible-contribution monthly 0.5 2023-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/afefc466-9afd-4e12-b4e2-71f4ef99bc83/Piggy+Bank+3.png Resources - Are you eligible to make a personal deductible contribution? Personal deductible contributions can allow individuals to claim a tax deduction for contributions they have made to superannuation provided they meet certain requirements. So what are these requirements and what should you look out for? https://www.cesmithmackay.com.au/resources/dont-overlook-the-cgt-small-business-roll-over-concession monthly 0.5 2023-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/589521a0-e12f-4152-834d-0895086121ad/CGT+Small+Business+Rollover+2.jpg Resources - Don't overlook the CGT small business roll-over concession - The CGT small business concessions are invaluable to those who make a capital gain from a small business. They can eliminate a gain entirely; they can reduce a gain; and they can allow for the gain to be CGT-free if paid into a superannuation fund https://www.cesmithmackay.com.au/resources/property-developers-and-would-be-ones-beware monthly 0.5 2023-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7ce0df02-50b1-429c-b503-573e485f953b/Property+Developer.jpg Resources - Property developers - and would-be ones - beware! - For property developers (or would-be property developers) a recent decision of the Federal Court may be of interest. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/30d51413-2702-418d-ae8b-cb0994fa5fb1/Suffice.JPG Resources - Property developers - and would-be ones - beware! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/small-business-skills-and-training-boost monthly 0.5 2023-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0c5d5c96-dbf5-4c59-a177-eac317c0b5be/Hairdresser.jpg Resources - Small business skills and training boost Looking to boost your employees’ skills and your tax deductions at the same time? Then keep reading to see if you could be eligible for the small business skills and training boost! If you run a small or medium business and are planning on investing in,or recently invested in, training your employees, taking care to ensure the training is provided by a registered training provider could mean you can claim an additional 20% bonus tax deduction at tax time. https://www.cesmithmackay.com.au/resources/changes-to-unfair-contract-terms-laws-what-businesses-need-to-know monthly 0.5 2023-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f3df716b-c421-4e97-b5f8-7ebdf66a448a/Judge+with+gaval.jpg Resources - Changes to unfair contract terms laws - What businesses need to know - Soon to be implemented changes to the Australian Consumer Law will provide additional protection to consumers and small businesses prohibiting the proposal, use or reliance on unfair contract terms in standard form contracts. https://www.cesmithmackay.com.au/resources/how-to-reduce-your-income-tax-bill-using-superannuation monthly 0.5 2023-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0df4c824-8a62-4439-b806-0bd72766e849/%24100.jpg Resources - How to reduce your income tax bill using superannuation Did you know you can reduce your income tax by making a large personal tax-deductible contribution from your take-home pay to your super? This strategy may be particularly useful if you will be earning more income this financial year or if you have sold an asset this year and made a large capital gain. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c0a6edc9-6f79-4cbc-9359-f304a5e545de/SG+example.JPG Resources - How to reduce your income tax bill using superannuation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a3134c25-d0dc-4aa9-b9d0-b009f6c59dbb/Seek+Advice.JPG Resources - How to reduce your income tax bill using superannuation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/costs-of-a-caravanmotor-home-for-work-related-travel monthly 0.5 2023-09-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2aa34379-24db-4056-95f3-db7313a32f77/Motorhome.jpg Resources - Costs of a caravan/motor home for work-related travel - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/discounting-your-capital-gain monthly 0.5 2023-09-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/8d80003a-90c1-4c4b-828d-2b3a01988407/Capital+Gains.jpg Resources - Discounting your Capital Gain - The capital gains tax (CGT) discount can reduce by 50% a capital gain that you make when you dispose of (sell) a CGT asset that you have owned for 12 months or more. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7f480ad5-8ea9-4f3d-9da0-c873dd1858a3/50%25+Discount.png Resources - Discounting your Capital Gain - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/avoid-schemes-targeting-smsfs monthly 0.5 2023-09-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/402b74b8-b665-40aa-a746-3f110ca3be7d/dart+board.jpg Resources - Avoid schemes targeting SMSFs Sometimes promoters of schemes target self-managed super funds (SMSFs). Schemes can include tax avoidance arrangements that inappropriately channel money or assets into your SMSF so you payless tax. They may also include arrangements promoting the illegal early release of benefits from your fund for personal use. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c93b80aa-83d3-4f40-8549-5e645f46a22c/Caution+2.png Resources - Avoid schemes targeting SMSFs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/self-education-when-is-it-deductible monthly 0.5 2023-09-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a66bbf3b-e628-4532-accd-fa84b5dcbd90/Self+Education.jpg Resources - Self-Education: When is it Deductible? If the subject of self-education leads to, or is likely to lead to, an increase in the taxpayer’s income from current (but not new) income-earning activities, a deduction for elf-education expenses incurred will be allowable. https://www.cesmithmackay.com.au/resources/thought-of-registering-a-trademark-for-your-new-business monthly 0.5 2023-09-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5dc27c48-7f0c-4a8a-8b11-2c1ac5ff9d68/Registering+Trademark.jpg Resources - Thought of registering a trademark for your new business? The ATO has issued a reminder around trademarks! For background, a trademark legally protects your brand and helps customers distinguish your products or services in the market from others. Trademarks can be used to protect a logo, phrase, word, letter, colour, sound, smell, picture, movement, aspect of packaging or any combination of these. In short, they protect your brand, products and services. https://www.cesmithmackay.com.au/resources/super-withdrawal-options monthly 0.5 2023-08-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/dc87a589-8f9c-42c9-8db3-833a39781efd/Super+Withdrawal+Couple.jpg Resources - Super Withdrawal Options - For individuals who have retired and met a condition of release, or who have turned 65 and are still working, you can receive your superannuation as a super income stream, as a lump sum, or a combination of both. https://www.cesmithmackay.com.au/resources/r-amp-d-reminder monthly 0.5 2023-08-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d1e2ada8-d62e-4012-8256-2f297ec61609/Alarm+Clock+3.jpg Resources - R & D Reminder - The ATO has issued a reminder for companies wishing to claim a tax offset for their R&D (research and development) activities. The reminder was issued in the context of the ATO’s success in the Federal Court decision T.D.S. Biz Pty Ltd v FCT. https://www.cesmithmackay.com.au/resources/smsfs-amp-higher-interest-rates monthly 0.5 2023-08-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4a722cc8-fda3-4462-b76f-2b2de5ebd88c/SMSF+%26+Higher+Interest+Rates.jpg Resources - SMSFs & Higher Interest Rates - SMSF trustees with limited recourse borrowing arrangements (LRBAs) are now feeling the impact of ten interest rate rises since May 2022 in one hit, from July 2023. https://www.cesmithmackay.com.au/resources/gifting-to-employees monthly 0.5 2023-08-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c51fdc8d-e22a-4c36-bebe-628d7b900d8f/Gifting.jpg Resources - Gifting to Employees - Some employers, especially at Christmas time or for birthdays, give small gifts to their employees or the employee’s associates (i.e. spouses). These gifts typically take the form of bottles of wine, movie tickets, gift vouchers etc. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e9ed4f88-7477-434f-b7d7-4d57c3ab3065/present.JPG Resources - Gifting to Employees - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/tax-time-unexpected-first-time-debts monthly 0.5 2023-08-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c96f7b8d-3bcb-4f76-b620-07a1db187c75/Man+opening+mail.jpg Resources - Tax Time: Unexpected First-Time Debts - For the first time, many Australians are finding themselves in a position where they are being told they owe the ATO money after completing their tax return this year. https://www.cesmithmackay.com.au/resources/trusts-are-they-still-worth-it monthly 0.5 2023-08-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a14e16a3-87de-4453-bb07-532fda07b908/Trust+-+Are+they+still+worth+it.jpg Resources - Trusts - are they still worth it? - The recent ATO crackdown on trusts will no doubt have some business owners (and even some advisors) asking themselves the question: Is this structure for business purposes still worth it? https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9d281eb9-ccfc-43bf-8373-c8e2a0e06054/If+you+have+Questions.JPG Resources - Trusts - are they still worth it? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/work-related-car-expenses-updated monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4db348bc-bd07-46fc-9088-92d60d7bd3e9/Car+Expenses.jpg Resources - Work-related car expenses updated - The ATO has just announced that the cents per kilometre rate has increased to 85 cents per kilometre for 2023/24 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1514dc75-a6ea-4966-b8d9-a5876efc95fc/Comparison.JPG Resources - Work-related car expenses updated - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/88f0ce58-c26c-48b6-af79-ad0717ab406b/both+methods.JPG Resources - Work-related car expenses updated - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/small-business-lodgement-amnesty monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b655c357-068a-40b3-934d-d49c16bf619f/Small+Business+Lodgement+Amnesty.jpg Resources - Small Business Lodgement Amnesty - Since Budget night, the ATO has released more information around the small business lodgement amnesty...which can now be taken advantage of from 1 June 2023! https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5ee42136-0d90-4500-9b6c-852b1c13e5c5/health+check.JPG Resources - Small Business Lodgement Amnesty - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/fair-work-changes monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/300a29cc-0904-418d-9cf4-f67c151eda20/Fair+Work.jpg Resources - Fair Work Changes - Although not related to tax, there are a number of changes on the Fair Work front that employers should be aware of. https://www.cesmithmackay.com.au/resources/time-for-a-restructure monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0ac43174-3144-4fc5-9243-a8059d7cc2cb/Restructure.jpg Resources - Time for a restructure? The new financial year can be a time where business owners look at their operating structure and consider whether it still meets their needs. Choosing a structure is not simply about minimising tax, rather a range of factors should be considered as such as asset protection, establishment and ongoing compliance costs, succession planning, and your understanding of each structure etc. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a7de4528-5d3d-4589-96fc-b156523076b3/Factors+Table.JPG Resources - Time for a restructure? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/superannuation-and-the-right-to-delegate monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/32379625-70ef-429c-b5ee-5e61bacbc6b9/Super+and+the+right+to+delegate.jpg Resources - Superannuation and the right to delegate - Another key Federal Court case may have a bearing on whether you owe certain workers you engage superannuation guarantee or not. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/8d9bc98d-c2dc-41d6-9dd7-6f929a4c35ff/Reach+out.JPG Resources - Superannuation and the right to delegate - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/super-guarantee-increases-to-11 monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0b32c858-a1d2-4ccc-8e3f-a99bfe3a8c95/Piggy+Bank+2.jpg Resources - Super Guarantee Increases to 11% - The increase to the superannuation guarantee (SG) rate from 1st July 2023 will see more employees (and certain contractors) entitled to additional SG contributions on their pay. But what happens when income earned before 30 June 2023 - will employees be entitled to the higher SG rate of 11%? https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c96c1743-548a-4ddc-98af-8bb625e63f9d/Super+Guarantee+Table+2.JPG Resources - Super Guarantee Increases to 11% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/maximising-cashflow monthly 0.5 2023-06-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/3c30ad42-8f0d-46fc-822b-f7914c32157f/Money+Pic+2.jpg Resources - Maximising Cashflow - The predicted slowing of the economy in 2023-24 along with the pay day super guarantee (SG) proposal are sure to make cashflow more important than ever for business over the coming months and years, noting that it is one of the biggest difficulties faced by business. https://www.cesmithmackay.com.au/resources/what-are-the-types-of-super-funds-you-can-contribute-to monthly 0.5 2023-06-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/83faf4be-7f59-442d-9b40-d968d5615f82/Array+of+Piggy+Banks.jpg Resources - What are the types of super funds you can contribute to? With the total superannuation sector worth more than $3.5 trillion at the end of March 2023, superannuation is serious business. There are many types of superannuation funds available but sometimes having too many to choose from can be confusing. However, picking the right fund is important as it could impact how much you may have to retire on in the future. This article provides a brief summary of the five main types of funds and highlights the differences between each fund. https://www.cesmithmackay.com.au/resources/do-you-have-a-side-hustle monthly 0.5 2023-06-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a9ea8153-7e7d-4790-bbd0-d1b25dc6a25f/Uber+Pic+2.JPG Resources - Do you have a side-hustle? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/aac56f67-c27b-4d18-94e5-bf7785d6fbc0/case+study.JPG Resources - Do you have a side-hustle? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/generous-depreciation-in-its-final-days monthly 0.5 2023-06-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/833d92a3-8558-433e-bf49-c52f6d4ab6ea/Depreciation+in+final+days.jpg Resources - Generous depreciation in its final days - This month’s federal budget confirmed that temporary full expensing (TFE) is now in its final days. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/15d0ea55-0a66-44b6-bdc9-b7d7150ea032/TFE+pic.JPG Resources - Generous depreciation in its final days - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/super-pensions-and-the-commonwealth-seniors-health-card monthly 0.5 2023-06-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/3a9d9bac-88eb-4f8a-8681-efd1137594ac/Seniors+Picture.jpg Resources - Super pensions and the Commonwealth Seniors Health Card - Are you a self-funded retiree who does not qualify for the Age Pension? If you’ve answered yes, then help may be available for certain living expenses by way of the Commonwealth Seniors Health Card (CSHC). https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a99995d1-b563-421e-aaa8-1d7ffad8929f/Contact+us+today.JPG Resources - Super pensions and the Commonwealth Seniors Health Card - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/ato-tax-time-focus-areas monthly 0.5 2023-06-11 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ad7142e0-f878-40d9-b6b9-10bb478b4f35/Magnifying+Glass.jpg Resources - ATO Tax Time Focus Areas - With the end of the financial year on our doorstep, the ATO has announced its three key focus areas for 2022-23 Tax Time - rental property deductions, work-related expenses and capital gains tax (CGT). To maximise your claims in this area and protect yourself from ATO audits and adjustments, be sure to keep the appropriate records. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b0e0bc43-8c4f-4979-8087-f76d57735f1d/Work+Related+Expenses.JPG Resources - ATO Tax Time Focus Areas - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/new-reporting-arrangements-for-smsfs-from-1st-july-2023 monthly 0.5 2023-05-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ab548cc4-da65-4f51-a2ff-bcd964100d4f/New+Reporting+for+SMSF.jpg Resources - New Reporting Arrangements for SMSFs from 1st July 2023 From 1 July 2023, trustees and directors of SMSFs must report certain events that affect their members transfer balance account quarterly. These events must be reported by lodging a ‘transfer balance account report’ (TBAR) no later than 28 days after the end of the quarter in which they occur. The purpose of this change is to streamline the reporting process and bring all SMSFs under a single reporting framework. This means there will no longer be an ‘annual reporter’ option. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/11a2893c-5721-4454-a8d4-08dd15857b00/SMSF+Table.JPG Resources - New Reporting Arrangements for SMSFs from 1st July 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/upcoming-trust-distribution-strategies-latest-developments monthly 0.5 2023-05-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7115a763-6b91-4199-87e0-80686aac2ed8/Trust+Distribution+Pic+3.jpg Resources - Upcoming Trust Distribution Strategies - Latest Developments - If you run your business through a family trust, there’s some good news on the distribution front. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0ac15f08-13ce-4e5c-b999-f041b481f9cc/Tip+-+Trust+Distribution.JPG Resources - Upcoming Trust Distribution Strategies - Latest Developments - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/financing-motor-vehicles-1 monthly 0.5 2023-05-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/04f04458-89cf-472a-97c6-e27025ecf006/Financing+Motor+Vehicles.jpg Resources - Financing Motor Vehicles One of the most common decisions facing business is how to finance and account for the acquisition of a motor vehicle. There are numerous ways of doing so, with each resulting in differing accounting, taxation and GST treatment. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/6020c709-4845-4e8d-8fba-b0cb03e0d3cc/Tip+-+Financing+Motor+Vehicle.JPG Resources - Financing Motor Vehicles - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/how-to-claim-an-early-tax-deduction-on-sg-contributions monthly 0.5 2023-05-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d8bcb29d-5a10-4b3e-ad18-1270b17f2ac9/Claim+SG+Contributions.jpg Resources - How to claim an early tax deduction on SG Contributions Are you an employer who needs to make superannuation guarantee (SG)contributions for your employees? If so, it may be worthwhile bringing forward these SG contributions to before 1 July to benefit from a tax deduction this financial year. However the timing of when SG contributions are deductible to an employer can be tricky if employers pay SG contributions for their employees via a superannuation clearing house (SCH). https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/3797b985-0212-4c80-a6e4-bdbc8e0fde68/Tip+-+Clearing+House.JPG Resources - How to claim an early tax deduction on SG Contributions - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/temporary-full-expensing-get-in-quick monthly 0.5 2023-05-22 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/246e5291-8908-421e-b1e3-9644a4c39dba/Looking+at+Mobile+Phone.jpg Resources - Temporary Full Expensing: Get In Quick! - This could be the final opportunity for your business to take advantage of Temporary Full Expensing (TFE)…but get in before 1 July! https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5cdda567-1a1a-4777-a853-a82702a86b7e/TFE+2.JPG Resources - Temporary Full Expensing: Get In Quick! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/2023-24-budget-wrap monthly 0.5 2023-05-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f5d3ce60-5c37-423e-b435-553ab51ed3cc/parliament+house.jpg Resources - 2023-24 Budget Wrap The 2023-24 Federal Budget was handed down on 9th May. It contains changes to business and personal taxation, superannuation, social security entitlements, as well as cost of living relief. Following are some of the headline measures, many of which are subject to enabling legislation. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/06cccc35-ab84-4d06-b8db-7716f55dab29/What+this+means.JPG Resources - 2023-24 Budget Wrap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/761bd41b-fcc3-448e-87b7-303ead6f63b6/What+this+means+2.JPG Resources - 2023-24 Budget Wrap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ca337adc-9244-4f1a-abbe-2d3a8dbb504c/what+this+means+3.JPG Resources - 2023-24 Budget Wrap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b3903d21-49b9-420d-bae6-796be283643a/What+this+means+4.JPG Resources - 2023-24 Budget Wrap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/661c7097-71dc-4962-b0e1-1941f64b166e/What+this+means+5.JPG Resources - 2023-24 Budget Wrap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b08db364-0769-468a-9f8e-253205a270c3/What+this+means+6.JPG Resources - 2023-24 Budget Wrap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/94e2615b-01a3-42db-a77f-ec9941cec529/what+this+means+7.JPG Resources - 2023-24 Budget Wrap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/lost-super monthly 0.5 2023-04-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b37ab5aa-7703-4800-acf0-b97257cafa7d/Lost+Super.jpg Resources - Lost Super - Did you know there is around $16 billion in lost and unclaimed superannuation across Australia? The ATO recently indicated this is an increase of $2.1 billion since last financial year and is urging Australians to check their account to see if some of the money is theirs. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4fd6839a-62ec-4b40-aa3d-759b79a165a3/Lost+Super+2.JPG Resources - Lost Super - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/fending-off-gst-audits monthly 0.5 2023-04-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/234814aa-6c65-4e3b-9be0-4166dd176018/Knight+in+Shining+Armour.jpg Resources - Fending off GST Audits - The Government has welcomed the actions of an ATO-led taskforce in relation to what is termed “the biggest GST fraud in Australia’s history”. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b06267f9-b348-42a1-9a36-4a69e28e47f6/Fending+off+GST+Audits.png Resources - Fending off GST Audits - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/reducing-the-risk-to-crypto-scams monthly 0.5 2023-04-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a076fdc1-7c3d-4448-8af5-894bbcd08cb0/Cryptocurrency+scam.jpg Resources - Reducing the risk to crypto scams - ASIC has released fresh and timely information around crypto scams. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f60525f9-a57c-4424-8ef8-d6f898c75d06/Crypto+Scams.JPG Resources - Reducing the risk to crypto scams - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/fbt-exemption-for-electric-vehicles-1 monthly 0.5 2023-04-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f800f4a1-761c-460e-b567-e9d3b5287c89/Electric+Car+Charging.jpg Resources - FBT exemption for electric vehicles - With car fringe benefits one of the most common benefits provided by employers to employees, a new ATO fact sheet shines more light on the FBT exemption for electric vehicles. https://www.cesmithmackay.com.au/resources/trust-distribution-landscape-now-more-settled monthly 0.5 2023-04-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/63e5f14a-8f6f-44e5-8242-b8bb7bdc62d9/Gavel+2.jpg Resources - Trust distribution landscape now more settled - If you carry on your business affairs through a trust structure, there is now more clarity around the law on distributions following much uncertainty throughout the year. https://www.cesmithmackay.com.au/resources/proposed-tax-on-3m-super-balances monthly 0.5 2023-04-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/08619cc4-fa50-41e1-ad9c-7bab7dd9fc31/money.jpg Resources - Proposed tax on $3m super balances - Individuals with large superannuation balances may soon be subject to an extra 15% tax on earnings if their balance exceeds $3m at the end of a financial year. https://www.cesmithmackay.com.au/resources/crystalising-capital-losses monthly 0.5 2023-03-15 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b5e34c22-58cc-41e8-9da9-87c3a07c78f6/Piggy+Bank.jpg Resources - Crystalising Capital Losses - It’s been a particularly difficult 12 months for investors. https://www.cesmithmackay.com.au/resources/payg-instalment-variations monthly 0.5 2023-03-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/df13602d-170d-4f4d-a43c-7bbe41e8d945/PAYG+Instalment+Variation.jpg Resources - PAYG Instalment Variations - The ATO is encouraging accountants to educate clients around varying PAYG instalments – this can potentially assist cashflow https://www.cesmithmackay.com.au/resources/super-teething-issues monthly 0.5 2023-03-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a55bc8fd-d098-4ac4-9dc8-b709d45ecb48/Braces.jpg Resources - Super teething issues - Last year 9,700 individuals applied for compassionate release of super for dental treatment expenses, and 82% were approved. Out of those approved, 9% were for a dependent child’s dental treatment, which could include braces. What is the pathway for access? https://www.cesmithmackay.com.au/resources/legislating-the-purpose-of-superannuation monthly 0.5 2023-03-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/659e249c-61ab-4053-a5d8-cda2c0479753/Gavel.jpg Resources - Legislating the purpose of superannuation - On 20 February 2023, Treasury released a consultation paper on legislating the purpose of superannuation. This is an idea that has been around since 2016 when the former Coalition government contemplated doing the same thing. https://www.cesmithmackay.com.au/resources/fbt-and-car-logbooks monthly 0.5 2023-03-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d836bf21-0d4f-4bc5-b275-356d6ee7d2b5/Car+Logbook.jpg Resources - FBT and Car Logbooks - With the end of the FBT year approaching, are your car logbooks in order? https://www.cesmithmackay.com.au/resources/new-work-from-home-record-keeping-requirements monthly 0.5 2023-03-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c7ff6462-b68a-491c-bdf1-06219e8078f6/Working+from+Home+4.jpg Resources - New Work from Home Record Keeping Requirements - Are you one of the five million Australians who claim work from home deductions? If so, stricter record-keeping rules may now apply. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/155cc60d-9d2f-4a0f-a27c-3ba9678f4d94/Work+from+home+related+deductions.JPG Resources - New Work from Home Record Keeping Requirements - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/ato-finalises-section-100a-guidance-for-family-trusts monthly 0.5 2023-02-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b9368203-fe7e-4498-ac19-ea0b4217dc20/Section+100A.png Resources - ATO finalises Section 100A guidance for Family Trusts Do you operate your business via a family trust? The ATO released its final guidance material on the application of section 100A on 8 December 2022 – TR2022/4 and PCG 2022/2. In doing so, it has fortunately clarified a number of issues. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fd99d2d1-9b1e-467a-bbbd-d561dbfdf795/Phone.JPG Resources - ATO finalises Section 100A guidance for Family Trusts - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/can-you-use-your-smsf-property-upon-retirement monthly 0.5 2023-02-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a812f884-fe51-4617-aaf4-8ada76df8e0c/Walking+in+the+Woods.jpg Resources - Can you use your SMSF property upon retirement? - Many SMSF trustees wonder if they can live in their SMSF property once they retire. This is a common question particularly as property is such a popular SMSF investment. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9b60b755-8cc4-40d0-81fc-6cbc0390d5e3/SMSF.JPG Resources - Can you use your SMSF property upon retirement? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-importance-of-cash-flow-forecasts monthly 0.5 2023-02-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7fadda57-278f-4996-a905-512268df6331/Cashflow+Forecasts.jpg Resources - The importance of cash flow forecasts - As we enter into the new year, with many economists predicting a slowing of the economy, planning your business’s cashflow is more important than ever. https://www.cesmithmackay.com.au/resources/reduction-in-downsizer-eligibility-age monthly 0.5 2023-02-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9094dfaf-2e30-4c62-8fe8-66632512f634/Feet+in+the+Ocean.jpg Resources - Reduction in downsizer eligibility age The eligibility age for downsizer contributions reduced from 60 to 55 from 1st January 2023. This means if you are age 55 or older, you could invest the proceeds of the sale of your family home to your superannuation outside of your standard contribution caps. https://www.cesmithmackay.com.au/resources/ato-new-year-resolutions monthly 0.5 2023-02-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c26e46b9-6e37-49e2-8825-4e51ae6cb39e/New+Year+Resolution.jpg Resources - ATO New-Year Resolutions - The ATO has released its new year resolutions…and there is not a gym in sight! https://www.cesmithmackay.com.au/resources/missed-the-director-id-deadline monthly 0.5 2023-02-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e3fb49b0-de66-45db-a584-c40b8c854fb2/Frustrated+Man+2.png Resources - Missed the Director ID Deadline? Have you missed the deadline to apply for a director identification number (director ID)? If so, you can still apply! The ATO says it will take a reasonable approach with directors who are trying to do the right thing. Importantly, directors who need additional time to apply (beyond 14 December 2022), can request an extension of time by completing an “Application for an extension of time to apply for a director ID”. https://www.cesmithmackay.com.au/resources/fbt-exemption-for-electric-vehicles monthly 0.5 2022-12-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/cf6de877-3641-4438-bf38-c45053b900ed/Electric+Car.jpg Resources - FBT exemption for electric vehicles Electric vehicles are set to become more affordable for both households andbusinesses after the government sealed a deal with crossbench Senators onlegislation to exempt low and zero emission cars from fringe benefits tax (FBT). https://www.cesmithmackay.com.au/resources/new-work-from-home-deduction-rules monthly 0.5 2022-12-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/621907b9-272c-4d06-9327-077345568549/Working+from+Home+3.jpg Resources - New work from home deduction rules The ATO has issued new draft guidelines around a new method (the revised fixed rate method) of calculating work-from-home running expenses from 1 July 2022 (as an alternative to calculating the actual work-related portion of all running expenses) https://www.cesmithmackay.com.au/resources/on-boarding-employees-for-the-holiday-rush monthly 0.5 2022-12-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/638ee0c9-1f52-47b0-881c-aa0afb87b3f1/Onboarding.jpg Resources - On-boarding employees for the holiday rush Hiring additional employees to help with surging end-of-year demand? A New employment form, accessed through ATO online services, will help reduce your compliance time. https://www.cesmithmackay.com.au/resources/smsf-compliance-whats-on-the-atos-radar monthly 0.5 2022-12-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5f3f3fe4-cbb8-4dff-9c19-0cc794f4834f/SMSF+Compliance.jpg Resources - SMSF compliance: what's on the ATO's radar? In a recent speech, ATO assistant Commissioner Justin Micale outlined the ATO’s latest compliance issues for those who operate an SMSF https://www.cesmithmackay.com.au/resources/xmas-gifts-from-employers monthly 0.5 2022-12-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/594b2fea-4cef-4998-8ca4-30cd108bfc79/Xmas+Present.jpg Resources - Xmas gifts from employers - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/protecting-your-au-domain-name monthly 0.5 2022-11-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/aaa60c1f-cec2-4329-9fe1-7087b5604d66/Protecting+Domain+Name.jpg Resources - Protecting your au domain name The ATO Commissioner has just issued a warning to businesses on the importance of securing your au domain name! https://www.cesmithmackay.com.au/resources/do-i-have-to-pay-myself-super-as-a-business-owner monthly 0.5 2022-11-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/74fcbafb-8e77-41e3-9374-764ee85ef492/Small+Business+Owner.jpeg Resources - Do I have to pay myself super as a business owner? Do you have your own business or are you thinking of starting one? If so, you may need to pay yourself superannuation depending on your business structure. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7fbda8a3-7190-4de4-8bcd-5f259cabe50e/SG+Contributions+for+Business+Owner.JPG Resources - Do I have to pay myself super as a business owner? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/rental-expenses-in-excess-of-income-not-deductible monthly 0.5 2022-11-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9209182d-64f9-4394-8e73-9cf14fd0d49a/Rental+House.jpg Resources - Rental expenses in excess of income not deductible With many parts of Australia in the grip of a rental crisis, a significant number of tenants may be residing in the properties of friends and relatives. https://www.cesmithmackay.com.au/resources/director-id-last-ditch-awareness-campaign monthly 0.5 2022-11-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7ac4726c-7dfa-49e6-bdb2-c0c18d284f15/Director+ID+-+ASAP.jpg Resources - Director ID.... Last ditch awareness campaign! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c6c2d4d8-1a75-4dd2-801e-b0c8c30eff83/Director+ID+Deadlines.JPG Resources - Director ID.... Last ditch awareness campaign! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/federal-budget-2022-23 monthly 0.5 2022-11-21 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/de6ed379-7432-4b49-a6d4-97563df4973b/Parliamant+House.jpg Resources - Federal Budget 2022-23 The 2022-23 Federal Budget was handed down on 25 October. The confirmation of lucrative income tax cuts, and the scrapping of a tax offset for low- and middle-income earners were the big-ticket items. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/01861ae6-b85f-4645-9425-cdf8e0375174/Individual+Tax+Rates+Table.JPG Resources - Federal Budget 2022-23 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f7c14626-4b8a-4470-8b6a-d620605adeec/SMSF+Questions.JPG Resources - Federal Budget 2022-23 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/smsf-member-obligations monthly 0.5 2022-10-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/183ce1ed-aa0c-44e1-a6d1-b9a928629675/SMSF+Member+Obligations.jpg Resources - SMSF Member Obligations - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/claiming-business-losses monthly 0.5 2022-10-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/67544dff-87bf-44ee-82f8-53ad50246295/claiming+business+losses.jpg Resources - Claiming Business Losses - You may be able to offset your business loss against other income (such as salary and wages) if you’re a sole trader or in a partnership. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/30f9c8c1-43d3-4955-86ad-64f57da39563/ATO+Example.JPG Resources - Claiming Business Losses - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/optus-data-breach monthly 0.5 2022-10-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/30e0e84a-eead-4fe4-852a-800d1373e66b/Optus+Data+Breach.jpg Resources - Optus Data Breach - Following a recent cyber-attack, Optus customers are advised they could be at risk of identity theft. https://www.cesmithmackay.com.au/resources/directors-identification-numbers-time-is-running-out monthly 0.5 2022-10-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ceeea7e6-fe26-48f6-9b94-6a95327d132e/time+is+running+out+2.jpg Resources - Directors Identification Numbers... Time Is Running Out - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4515972a-c52a-4ed8-b113-422bee697750/director+ID+Plan+2.JPG Resources - Directors Identification Numbers... Time Is Running Out - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/bridging-the-super-gender-gap monthly 0.5 2022-10-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2d98655c-3a74-487f-86fc-3d9f7c51f0e6/Mother+%26+Son.jpg Resources - Bridging the super gender gap - Fresh statistics released by the ATO reveal that the superannuation gender gap is very real. https://www.cesmithmackay.com.au/resources/insurance-inside-or-outside-super monthly 0.5 2022-09-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/bd507ec3-7b7c-46be-bc0b-e2fd4f34645f/Insurance.jpg Resources - Insurance: Inside or outside super? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/estate-planning-explained monthly 0.5 2022-09-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/481dfc4a-bc08-4b84-ad2a-b8d8891162b9/Estate+Planning.jpg Resources - Estate Planning Explained Estate Planning means different things to different people. Ultimately, it is about ensuring that you have the right mechanisms in place to ensure that in the event of your death, your assets pass in the manner you intend. https://www.cesmithmackay.com.au/resources/e-invoicing-save-time-and-money monthly 0.5 2022-09-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2d3d2d28-d38f-4cc2-b443-057b401b09db/EInvoicing.jpg Resources - E-Invoicing: Save time and money The ATO is anticipating a significant upward spike in the number of businesses using eInvoicing over the coming 12 months. Already, more than 18,000 businesses are using eInvoicing to make their transactions faster, simpler and more secure. https://www.cesmithmackay.com.au/resources/super-funds-post-lowest-returns-since-gfc monthly 0.5 2022-09-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fc92147a-04be-47fa-bd6d-d49b3dd5c1df/Frustrated+Man.jpg Resources - Super funds post lowest returns since GFC - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/hiring-employees monthly 0.5 2022-09-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1b08b0ce-25b5-4c6d-b9da-0d21edda7bf5/Hiring+Employees.png Resources - Hiring employees - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-tax-consequences-of-land-subdivision monthly 0.5 2022-09-12 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f0d81e9f-ad5c-4b70-87cc-0e875f9d3cdf/Sliced+Watermelon.jpg Resources - The tax consequences of land subdivision It’s quite common for individuals to subdivide land they own, and then sell off one of the blocks. Depending on the circumstances, this can have capital gains tax (CGT) and GST implications. https://www.cesmithmackay.com.au/resources/switching-home-loans monthly 0.5 2022-08-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/6c3041f8-4ba8-425f-ad31-9d96315441d6/Switching+home+loans.jpg Resources - Switching home loans With interest rates increasing quite rapidly, homeowners are being encouraged to look around for a better deal on their home loan. ASIC has recently released some tips if you are doing so. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/408c77f1-6c14-411f-9085-2aad3504a650/compare+fees+%26+charges.JPG Resources - Switching home loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/gst-health-check monthly 0.5 2022-08-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2987f15b-9d0f-4108-be8e-7207237401ba/GST+Health+Check.png Resources - GST Health Check Now that the financial year has come to a close, it’s a good time to check all things GST. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9629c4cf-f74b-4156-ab1e-5e6fd95815eb/We+can+advise.JPG Resources - GST Health Check - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/wash-sale-arrangements-under-scrutiny monthly 0.5 2022-08-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/35e586b4-52f3-4588-86cb-f68e0269b61c/Washing+on+line.jpg Resources - Wash sale arrangements under scrutiny - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/ato-focus-on-rental-property-income-and-deductions monthly 0.5 2022-08-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e431dfe2-64cf-4e1e-9b87-fd2b841bc606/Rental+Income.png Resources - ATO Focus on rental property income and deductions Income and tax deductions from rental properties is one of the four key areas that the ATO is focusing on this Tax Time. https://www.cesmithmackay.com.au/resources/accessing-your-super-early monthly 0.5 2022-07-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/eef7c20d-3b5e-4092-87bb-c035ee8eb21d/Accessing+Super+Early+2.jpg Resources - Accessing your super early - Common conditions of release A condition of release must be met before you can access your superannuation benefits. The most common conditions of release for paying benefits are when you: ■ Have reached your preservation age and retire (see below for preservation age) ■ Have reached your preservation age and begin a transition-to-retirement income stream ■ Cease an employment arrangement on or after the age of 60 ■ Turn 65 years of age (even if you haven’t retired) ■ Pass away. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/ad459f02-d8bb-4b1b-a981-f85bc1f00996/Preservation+Age.JPG Resources - Accessing your super early - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d4588eff-6c34-4740-a5ea-485a6f7df7c8/Accessing+Super+Early+3.JPG Resources - Accessing your super early - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/stp-year-end-finalisations-due-soon monthly 0.5 2022-07-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a3691384-52e8-409c-ba6d-dca257f36d24/Single+Touch+Payroll.jpg Resources - STP year-end finalisations ... due soon! Employers need to make STP finalisation declarations by 14 July each year. As your registered agent, we can assist you in this important, upcoming process. https://www.cesmithmackay.com.au/resources/scam-myths monthly 0.5 2022-07-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f6977d64-7de5-4686-9be2-0c733089434b/Scam+Myths.jpg Resources - SCAM Myths - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9d0dd7fc-9209-4bf5-8bbd-3c306031da21/contact+us.JPG Resources - SCAM Myths - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/ato-tax-time-focus-for-small-business monthly 0.5 2022-07-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9d1d9bd7-6fc9-40a8-af09-2f7bf4e2679e/Tax+Time.jpg Resources - ATO Tax Time Focus For Small Business The ATO has released a tax time tool kit to assist businesses and us as your tax advisor to nail your 2021/22 business tax return. https://www.cesmithmackay.com.au/resources/super-guarantee-rises-to-105 monthly 0.5 2022-07-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b2072c19-2d9c-4258-b136-3c65d57df9b2/Super+Guarantee+Increase.jpg Resources - Super Guarantee Rises to 10.5% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e17f5c36-b415-4262-b6fe-60913eaa0ffc/Super+Guarantee+Table.jpg Resources - Super Guarantee Rises to 10.5% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/last-minute-trust-distributions-and-record-keeping monthly 0.5 2022-07-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b34a8419-22ca-44b7-b008-b5e249b3b98d/Alarm+Clock+2.jpg Resources - Last minute trust distributions and record keeping In late June, the ATO released their ‘100A guidelines’ provided in respect of the 2021/22 income year (‘Managing section 100A for the 2021–22 income year’). https://www.cesmithmackay.com.au/resources/ato-prioritising-debt-collection monthly 0.5 2022-07-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e9c9efbc-cc46-4b24-ad9a-ef5506892f4f/Debt+Collection+3.jpg Resources - ATO Prioritising Debt Collection As the economy emerges from COVID-19, the ATO is re-focusing on debt collection. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c53c3b84-7d80-4d99-8707-b6593c9dbd79/Speak+with+ATO.jpg Resources - ATO Prioritising Debt Collection - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/downsizer-contributions-to-super monthly 0.5 2022-06-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a5059ca4-b55a-4241-8d18-87446f44cfe0/Elderly+Couple+Working.jpg Resources - Downsizer Contributions to Super Did you know you could invest the proceeds of the sale of your family home to your superannuation, depending on your age and circumstances? https://www.cesmithmackay.com.au/resources/four-priorities-for-the-ato-this-tax-time monthly 0.5 2022-06-09 https://www.cesmithmackay.com.au/resources/2022-election-washup monthly 0.5 2022-06-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/926949db-4da1-4ae9-a3c4-c8fddf4dade3/Labor+Wash+Up.png Resources - 2022 Election Washup Following the election of the new Labor federal Government on 21 May, there are a number of tax and superannuation proposals that they have announced or existing measures they have committed to that may impact you and your business moving forward. Some of course are subject to the passage of enabling legislation through the new Parliament. https://www.cesmithmackay.com.au/resources/six-super-strategies-to-consider-before-30-june-2022 monthly 0.5 2022-06-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4b1cdced-7cf7-4371-9331-09deb9cc4e9f/Husband+and+wife+working+together.jpg Resources - Six super strategies to consider before 30 June 2022 With the end of financial year (EOFY) fast approaching, now is a great time to boost your superannuation savings and potentially save on tax. Below are six superannuation strategies to consider before 30 June 2022. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4a6df50a-d7ab-4f47-b258-654ad7382a7f/Lady+celebrating.PNG Resources - Six super strategies to consider before 30 June 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/720aa3ee-7b62-4ab3-b4e7-18fc293d8e3e/Need+Help.PNG Resources - Six super strategies to consider before 30 June 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/ato-warning-of-fake-abn-and-tfn-scams monthly 0.5 2022-06-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/043e8f6f-a47a-484b-8cff-1a298bb97caa/Horse+Head.jpg Resources - ATO Warning of Fake ABN and TFN Scams - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/31249f1e-c367-409f-9e94-95bdf5ff1a34/Tips+to+protect+yourself+from+scammers.PNG Resources - ATO Warning of Fake ABN and TFN Scams - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/30-june-tax-planning monthly 0.5 2022-06-09 https://www.cesmithmackay.com.au/resources/personal-property-securities-register monthly 0.5 2022-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5db851d9-9798-4f54-8f8e-a0485fd5fa9c/Personal+Property+Securities+Register+Pic+1.jpg Resources - Personal Property Securities Register - Are you aware of the personal property securities register? https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/3a3f4a22-28e0-4a69-acd3-db702e12fa28/PPSR+Website.PNG Resources - Personal Property Securities Register - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/financing-motor-vehicles monthly 0.5 2022-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/756a4044-a91f-4f33-bae9-693a3ba515ea/Car.jpg Resources - Financing Motor Vehicles - Make it stand out A common question facing businesses is how to finance and account for the acquisition of a motor vehicle. There are numerous ways that can be used, with each having unique taxation treatment. https://www.cesmithmackay.com.au/resources/further-developments-on-trust-distributions monthly 0.5 2022-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4f66b275-0fa2-4c50-8031-f41bb21b187a/Trust+Distribution+Pic+2.jpg Resources - Further developments on Trust Distributions - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/what-you-should-know-about-six-member-smsfs monthly 0.5 2022-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/22f94f98-1c95-4a8f-a349-ca00bba90bbe/Family+4.jpg Resources - What you should know about six member SMSFs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/why-super-can-help-save-for-your-retirement monthly 0.5 2022-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/fc9128a3-46dc-4b92-9413-4f286cb23cb7/Grandparents.jpg Resources - Why Super can help save for your retirement Superannuation is an investment vehicle specifically designed to help you save for retirement - this is one of the key reasons why you should take an interest in your superannuation. Whether you’re employed, self-employed or even nearing retirement, it’s never too late to build up your superannuation to boost your retirement savings. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0ef0cbf2-1081-4b82-a39f-509b3ba00535/Final+thoughts.PNG Resources - Why Super can help save for your retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/fbt-newsletter-2022 monthly 0.5 2022-04-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/45c8f614-a343-4f7b-b105-9e3904793d13/FBT+Newsletter+Pic+1.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e7413e40-2960-4856-90e9-398debdb74e3/FBT+Newsletter+Pic+2.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/f9df423b-ffe5-4517-9ed8-e1ae31635021/FBT+Newsletter+Pic+3.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0b1612be-6ac0-486c-8993-954d2be20c8f/FBT+Newsletter+Pic+4.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7b963e68-5bda-4759-b4cb-8d971c82e864/FBT+Newsletter+Pic+5.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/14e8e53d-8fc0-4b18-a8a7-979d08696ddc/FBT+Newsletter+Pic+6.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/bc3717ad-ecac-4b12-a1a3-8220df9140f3/FBT+Newsletter+Pic+7.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/846534e9-7fb6-4946-8124-0f85e7dafaad/FBT+Newsletter+Pic+8.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/2b6848d9-2cb0-4902-899b-c002fb6e52e1/FBT+Newsletter+Pic+9.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0a27ceec-6e67-46ef-9613-0cab588e3183/FBT+Newsletter+Pic+10.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/124dc864-e760-455e-9057-8a9a64e35648/FBT+Newsletter+Pic+11.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/330cc0dd-24cf-4aa9-ba9b-cd040c02ac89/FBT+Newsletter+Pic+12.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a28cd1a3-101c-4360-9582-5e4ca459e9d1/FBT+Newsletter+Pic+13.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7efd62bd-7da5-47ac-b535-fbaa688d880a/FBT+Newsletter+Pic+14.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/99f674f5-59e2-4be8-96f8-f37bbb3efa55/FBT+Newsletter+Pic+15.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/5330c337-3eb8-4e7a-81ee-15bb04cbb316/FBT+Newsletter+Pic+16.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/820761af-84a1-432f-b5ba-65f79b576043/FBT+Newsletter+Pic+17.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4a245116-1b5d-416d-afea-30c57a173e8f/FBT+Newsletter+Pic+18.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/578fa5b8-07e2-4fd2-89ed-c932a7ab2395/FBT+Newsletter+Pic+19.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b4c38de0-3a4d-4b1f-a8de-65e124cfd7bf/FBT+Newsletter+Pic+20.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/6efa1c8f-5e15-4011-ab1f-c6a4ced1620f/FBT+Newsletter+Pic+21.PNG Resources - FBT Newsletter 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/salary-sacrificing-to-super monthly 0.5 2022-04-05 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a4b50d94-42f3-4aab-bdad-bb2dd2b650b8/Salary+Sacrificing+to+Super+Pi.jpg Resources - Salary sacrificing to super Are you an employee thinking of putting some of your pre-tax income into superannuation to boost your retirement savings? This is known as salary sacrifice, and the good news is that it can benefit you and your employer. https://www.cesmithmackay.com.au/resources/ridesharing-the-driver monthly 0.5 2022-04-05 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/854ad557-ab02-4dc3-a48b-86eed072c0f4/Ridesharing+Pic.jpg Resources - Ridesharing: The Driver - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/atos-new-crackdown-on-discretionary-trusts monthly 0.5 2022-04-05 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4498d33d-9339-4ec3-8d3f-90d2bc5bae93/Discretionary+Trust.jpg Resources - ATO's new crackdown on Discretionary Trusts - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/fbt-year-end-checklist monthly 0.5 2022-04-05 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/85a59e0e-5967-4ab8-a88e-4899af6fb549/FBT+Year+End+Checklist+Pic.jpg Resources - FBT year-end checklist - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9d8d61a5-a398-4af0-9a0d-f9fb8a6550a9/FBT+Checklist.PNG Resources - FBT year-end checklist - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/2022-budget-wrap-individuals monthly 0.5 2022-04-01 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7b55db07-70cb-4105-88dd-2068c4991ab9/Budget+2022+Individuals.jpg Resources - 2022 Budget Wrap - Individuals - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/a796a582-968f-4138-9c98-cc9c1cafa470/Budget+2022+-+Individuals+2.PNG Resources - 2022 Budget Wrap - Individuals - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/2022-budget-wrap-superannuation monthly 0.5 2022-04-01 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/d1d09418-82ae-4ab5-8488-16046d58f2d0/Budget+2022+Superannuation.jpg Resources - 2022 Budget Wrap - Superannuation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/d3bw7rlhzp0qlpmrxh9nmcjd7i0ova monthly 0.5 2022-04-01 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/da064e6b-da26-449d-b36b-82326b966b04/Budget+2022+Business.jpg Resources - 2022 Budget Wrap - Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/rat-and-pcr-tests monthly 0.5 2022-03-14 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/48f5df3f-668a-4230-9746-0f37b809919c/Covid+Test.jpg Resources - RAT and PCR Tests - Favourable tax treatment for employers Finally, some good COVID-19 news (at least on the tax front) for employers! https://www.cesmithmackay.com.au/resources/cashflow-forecasts monthly 0.5 2022-03-14 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/dee4a31a-9043-4e3f-bb89-fb430594ac22/Binoculars.jpg Resources - Cashflow Forecasts Now more than ever businesses should consider preparing cashflow forecasts. https://www.cesmithmackay.com.au/resources/employee-allowances monthly 0.5 2022-03-14 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4c2443c9-3c03-4062-9c87-c7c30abb126f/Flight.jpg Resources - Employee Allowances Do your employees travel for work? The ATO has issued new guidance to help employers determine whether to pay employees a travel allowance or a living-away-from-home allowance (LAFHA). https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/184f7b9f-be18-486c-a74e-fe72282b037f/LAFHA.PNG Resources - Employee Allowances - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/rz8zaci8l8yq0teywyobzcx9kq89ym monthly 0.5 2022-03-14 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/3384437f-6454-4836-8e85-664ff41a3493/In-specie+super+contributions.jpg Resources - In-specie Super Contributions Most contributions to a SMSF are made in cash, but did you know you can also contribute certain assets to your fund too? These types of contributions are called “in-specie” contributions and may be a good alternative to consider if you don’t have available cash on hand and want to make a contribution to super. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/b504442e-fc04-4141-aba1-278882784983/Light+Bulb+2.jpg Resources - In-specie Super Contributions When you make an in-specie transfer to your SMSF, it can be treated as either a contribution (ie, non-concessional or concessional contribution) or as an asset purchase by the SMSF. Having an in-specie contribution treated as an asset purchase can be beneficial where the value of the asset is greater than the contribution caps available to the contributing member. https://www.cesmithmackay.com.au/resources/paying-employees-super-through-a-super-clearing-house monthly 0.5 2022-03-14 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/cb361e21-68e8-4f78-999c-2dd9660bd564/Money.jpg Resources - Paying employees super through a super clearing house If you’re a small business owner, you’ll know that you’re required to pay your employees (and certain contractors) superannuation guarantee (SG) in addition to their salary or wages. But how do you pay your SG contributions in a simple and effective way? The answer is through a superannuation clearing house (SCH). https://www.cesmithmackay.com.au/resources/on-boarding-new-employees monthly 0.5 2022-03-14 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/db332fe8-1a06-43a7-9c75-8bba75f40d62/adib-hussain-P47hmlNogco-unsplash.jpg Resources - On-boarding new employees - On-boarding New Employees With Australia now opening backup after the COVID restrictions, unemployment is tipped to fall o the lowest rate in just over 50 years – down to under 4%. If over the coming period you hire new staff, there are certain steps you should follow to cover off on your tax, workplace, and superannuation obligations. https://www.cesmithmackay.com.au/resources/scam-alert monthly 0.5 2022-02-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/9af5fd1e-f396-419a-8229-2a70b79f5043/SCAM.jpg Resources - SCAM Alert! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/want-more-fuel-tax-credits monthly 0.5 2022-02-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/eaf73f33-69f9-441d-8e2c-ffd976e89f9d/More+Fuel+Tax+Credits.jpg Resources - Want more fuel tax credits? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/your-business-structure monthly 0.5 2022-02-06 https://www.cesmithmackay.com.au/resources/topping-up-your-concessional-contributions monthly 0.5 2022-02-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e5356427-3053-427d-8a64-b065fd9c4f6b/Example+%28Topping+up+Concessional+Contributions%29.PNG Resources - Topping up your concessional contributions - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/what-does-temporary-full-expensing-tfe-of-assets-mean-for-me monthly 0.5 2022-02-06 https://www.cesmithmackay.com.au/resources/consolidate-your-super monthly 0.5 2022-02-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c37c3f3b-ba42-410d-b88a-2a05341311c0/Oranges.jpg Resources - Consolidate your super - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/single-touch-payroll-2-the-time-has-come monthly 0.5 2022-02-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/93c51476-339b-4d1e-9d2b-24bb094f8461/Clock.jpg Resources - Single Touch Payroll 2: The time has come - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c24b494d-feac-4c7d-9fee-b48b11d45aed/Checklist.jpg Resources - Single Touch Payroll 2: The time has come - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/atos-abn-cancellation-program-continues monthly 0.5 2021-12-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/7fd532a2-25e5-48d3-9198-7f0a9b7c6ea9/ABN+Cancellation+Pic.jpg Resources - ATO's ABN Cancellation Program Continues When reactivating a cancelled ABN, you can list your previous ABN on the application for a new ABN. Reactivating a cancelled ABN is free, however you may be charged a fee if your business name needs to be re-registered. https://www.cesmithmackay.com.au/resources/superannuation-budget-measures-one-step-closer monthly 0.5 2021-12-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/c1c6857a-7d57-4365-9635-1e10a9258ad6/Work+Test+Table.PNG Resources - Superannuation budget measures one step closer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4677ea89-89f5-4b8d-813a-9a502940fba3/Climbing+a+Mountain.jpg Resources - Superannuation budget measures one step closer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/where-theres-a-will-theres-often-a-dispute monthly 0.5 2021-12-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/456c9e6e-e57c-490e-b5ec-15890d5f28b3/Lego+Fencing.jpg Resources - Where there's a will, there's often a dispute - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/4d52b442-3548-4993-a6a5-fdf899cefc0c/Will+Dispute.PNG Resources - Where there's a will, there's often a dispute - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/233yw0nw86sw7usf70z7u8j5zp9kjx monthly 0.5 2021-12-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/0d2b8698-5d85-45a3-827a-fd85445bf995/Padlock.jpg Resources - Have you obtained your Director ID? Make sure you do. The director identification number (Director ID) regime is now in place with Australia’s newest company directors having to comply first. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/e147bd58-b21f-4b3d-a1e3-0d1bcaf17a6d/Directors+ID+Dates.jpg Resources - Have you obtained your Director ID? Make sure you do. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1dbb19d5-cbad-4138-8a27-b5be65caa5ae/Directors+ID+-+Who+needs+to+apply.PNG Resources - Have you obtained your Director ID? Make sure you do. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/have-you-been-investing-in-cryptocurrency monthly 0.5 2021-11-29 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/dc6c416a-199a-4343-9e5a-5964ee2fb7a4/Did+you+know+that+a+capital+gains+tax+event+occurs+when+you+dispose+of+cryptocurrency+A+disposal+occurs+when+you+Sell+or+gift+cryptocurrency+Trade+or+exchange+%28eg+one+cryptocurrency+for+another%29+Convert+to+curr.png Resources - Have you been investing in Cryptocurrency? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/becoming-the-executor-of-a-deceased-estate monthly 0.5 2021-11-17 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/764408e9-1cbd-44be-8fc3-5bc8c586ec14/Grandmother.jpg Resources - Becoming the executor of a deceased estate - Becoming the executor of a deceased estate Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/cgt-retirement-exemption-where-gain-is-made-by-a-company-or-trust monthly 0.5 2021-11-17 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1ed3c80e-9368-44e0-ab0b-2f905704dd41/Retirement.jpg Resources - CGT retirement exemption where gain is made by a company or trust - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/christmas-and-the-taxman monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1633928461278-WY2A7UAUYVT3648DG3YI/Xmas+Gift.jpg Resources - Christmas and the Taxman - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1633928871011-6MHY71PNZNGMK1L4PWE9/Tax+Treatment+of+Christmas+Parties.PNG Resources - Christmas and the Taxman - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/home-as-a-place-of-business-during-covid-cgt-implications monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1633927908465-W9E9JQJC3HNI5VR53227/Lady+with+Dog.jpg Resources - Home as a place of business during COVID: CGT implications - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/super-re-contributions monthly 0.5 2021-09-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1630643527671-8BVKDDIDTVRWS6V58H5I/Super.jpg Resources - Super Re-Contributions - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/buying-a-new-home-before-selling-the-old-one-the-ins-and-outs monthly 0.5 2021-09-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1630643272194-GIQR9CEA6C8X0GHJY31D/House+Sold.jpg Resources - Buying a new home before selling the old one: The ins and outs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/smsfs-amp-property-development-emerging-risks monthly 0.5 2021-09-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1630637999977-HQQ26RNHIBC78X6U46CS/Dominos.jpg Resources - SMSFs & Property Development - Emerging Risks - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/on-the-road-how-to-treat-work-related-travel-and-living-away-from-home-costs monthly 0.5 2021-09-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1630637259148-J4PINH2KI7QSKII46EOL/Driving.jpg Resources - On the road... How to treat work-related travel and living away from home costs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1630637602512-WO31AFZKE57O44I5I8QE/Travel+Allowance.PNG Resources - On the road... How to treat work-related travel and living away from home costs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/trust-distributions-from-a-discretionary-trust monthly 0.5 2021-08-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1628488836960-WLCA3W92MTL27C5AKIWM/Lighting.png Resources - Trust distributions from a discretionary trust - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1628489039851-992FH6AVFKU6HOIGHBON/Trust+Distribution.PNG Resources - Trust distributions from a discretionary trust - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/trust-losses-keeping-them-in-the-family monthly 0.5 2021-08-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1628488287176-9MPRY6IJMJVHFGLAH08X/Family+2.jpg Resources - Trust losses: Keeping them in the family - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1628488648014-QF3L39P1FJS1VHS8J4VU/Who+Is+in+The+Family.PNG Resources - Trust losses: Keeping them in the family - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/capital-works-deductions-for-rental-property monthly 0.5 2021-08-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1628487074005-QQ9RU89ZABJ0PNBM787A/Construction.jpg Resources - Capital works deductions for rental property - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/when-the-taxman-sends-a-bill-not-a-refund monthly 0.5 2021-07-07 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1625524632939-EVC238VZS32VY17LXAXU/Letterbox.jpg Resources - When the taxman sends a bill, not a refund - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/steps-to-take-when-winding-up-your-smsf monthly 0.5 2021-07-07 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1625458452326-Z2FPATBAD0EH8TVF304H/Walking+up+Steps.jpg Resources - Steps to take when winding up your SMSF - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/avoid-common-mistakes-in-your-business-return-and-include-appropriate-income monthly 0.5 2021-07-07 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1625455893566-98WBGKS6JGJFDYJUMRW4/Common+Mistakes.jpg Resources - Avoid common mistakes in your business return, and include appropriate income - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/getting-deductions-for-clothing-and-laundry-expenses-right monthly 0.5 2021-07-07 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1625639319681-8BOT9EC0KBC8TPG8KYY2/work+clothes.jpg Resources - Getting deductions for clothing and laundry expenses right - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-atos-eligibility-requirements-for-smsf-trustees-or-directors monthly 0.5 2021-06-03 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1622678222511-WGIOUWH7NNG1VG7X6M8R/ATO+Image.png Resources - The ATO's eligibility requirements for SMSF trustees or directors - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-tax-treatment-of-cryptocurrency monthly 0.5 2021-06-03 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1622677162616-T8LWOPCMJOH1QX2AGZX7/Bitcoin.jpg Resources - The tax treatment of cryptocurrency - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/new-guidance-on-personal-services-income-rules monthly 0.5 2021-06-03 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1622674849143-8TW64WQX4LNYESTGT91R/Compass.jpg Resources - New Guidance on "personal services income" rules - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/evidencing-smsf-property-valuations monthly 0.5 2021-05-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1621231298702-FWA1JC7O7ZHS7DXUM486/House+Valuation.jpg Resources - Evidencing SMSF property valuations - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/dealing-with-excess-before-tax-super-contributions monthly 0.5 2021-05-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1620968446171-KTHJYI8CE1I0CGMCCC6B/Pouring+Coffee+in+Cup.jpg Resources - Dealing with excess before-tax super contributions - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/eofy-tips-for-tax-plan monthly 0.5 2021-05-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1620967352223-42HV3HYCYJT3IU2DNGZU/EOFY.png Resources - EOFY tips for tax plan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/the-government-has-decided-not-to-go-down-the-austerity-path-which-will-be-a-relief-for-many-taxpayers-and-businesses monthly 0.5 2021-05-27 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1620888805418-4B61V57YJ2QXUZC2BVYQ/Parliamen+House.jpg Resources - 2021 Federal Government Budget Summary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cesmithmackay.com.au/resources/managing-your-superannuation-transfer-balance-account monthly 0.5 2021-04-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1618194539378-5KVB9FUDCOEGFB5MW1P6/People%2Bon%2BYoga%2BMat.jpg Resources - Managing your superannuation transfer balance account https://www.cesmithmackay.com.au/resources/when-it-comes-to-real-estate-and-cgt-look-at-timing monthly 0.5 2021-04-13 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1618193818830-RCMZQ7SN9LVOJM5RQ25Z/House%2B%2526%2BKey.jpg Resources - When it comes to real estate and CGT, look at timing https://www.cesmithmackay.com.au/resources/the-smsf-sector-has-been-growing-by-62400-every-minute monthly 0.5 2021-03-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1615350443193-EEO30TSPNA6IW190UWW5/Hand%2BHolding%2BEaster%2BEggs.jpg Resources - The SMSF sector has been growing by $62,400 every minute https://www.cesmithmackay.com.au/resources/taken-goods-for-private-use-heres-the-latest-values monthly 0.5 2021-03-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1615344938304-INP5F2BL1KTTFKRDK6VR/Fruit%2B%2526%2BVeg%2BShop.jpg Resources - Taken Goods for Private Use? Here's the latest values. https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1615345888457-SNS16600IQJEDLHM31OE/Table.JPG Resources - Taken Goods for Private Use? Here's the latest values. https://www.cesmithmackay.com.au/resources/cash-flow-coaching-kit monthly 0.5 2021-03-10 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1615344476770-XXVME1GDEHBHHRI8G2R1/Lego%252BMen.jpg Resources - A Hand Up For Small Businesses On Cash Flow - The ATO has produced a “Cash Flow Coaching Kit”, which is a free resource and designed as a value-add advisory tool for small business owners. It does not replace any existing accounting or financial tools, although it can be used to complement software accounting packages. https://www.cesmithmackay.com.au/resources/single-touch-payroll monthly 0.5 2021-02-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1612763369990-1WOWARMLEI9PAJ0HOJZ4/Single%252BTouch%252BPayroll.jpg Resources - Single Touch Payroll https://www.cesmithmackay.com.au/resources/jobmaker-hiring-credit-what-you-need-to-know monthly 0.5 2021-02-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1612760334246-E182PKAKU4KP6AWBXRM6/Young+Sales+Person.jpg Resources - JobMaker Hiring Credit: What you need to know https://www.cesmithmackay.com.au/resources/what-is-a-recipient-created-tax-invoice monthly 0.5 2020-12-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1607492422316-KANB8HL9GDZVBCZ54A3N/Envelope+with+Invoice.jpg Resources - What is a recipient created tax invoice? Tax invoices are an essential element of Australia’s taxation system, and serve both to collect taxation revenue related to the goods and services on which GST is levied as well as record the credits that are claimable by eligible businesses. https://www.cesmithmackay.com.au/resources/ato-takes-aim-at-you-scratch-my-back-auditing-arrangements monthly 0.5 2020-12-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1607491795736-2RJPOHAN9TP6A60IS3QR/Dart%2BBoard.jpg Resources - ATO takes aim at 'you-scratch-my-back' auditing arrangements https://www.cesmithmackay.com.au/resources/calling-time-out-on-your-business-some-essentials-youll-need-to-know monthly 0.5 2020-12-09 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1607490926257-PXO5GAUUFMV45VCD68EN/Alarm%2BClock.jpg Resources - Calling time out on your business? Some essentials you'll need to know https://www.cesmithmackay.com.au/resources/jobkeeper-extensions-alternative-turnover-tests monthly 0.5 2020-11-04 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1604458201591-NKDFTDD5ROFRR04JFIEN/calendar%2Bon%2Bphone.jpg Resources - Jobkeeper extension's alternative turnover tests - Jobkeeper extension’s The extension of the JobKeeper scheme is now based on current GST turnover, not projected turnover. The basic test compares year-onyear turnover. If there were events or circumstances outside the usual business settings that resulted in your relevant comparison period in 2019 (September or December 2019 quarter) not being appropriate, then an alternative test may apply. https://www.cesmithmackay.com.au/resources/the-investment-option-that-can-hide-unexpected-gst monthly 0.5 2020-11-04 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1604457115089-MR0I72MXDQ60T6ZW4IFB/houses+lined+up+in+a+row.jpg Resources - The investment option that can hide unexpected GST https://www.cesmithmackay.com.au/resources/atos-cyber-safety-checklist monthly 0.5 2020-11-04 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1604456540110-ASTLZI1M24SJ314M64TN/Cyber+Safety+Checklist.jpg Resources - ATO's cyber safety checklist https://www.cesmithmackay.com.au/resources/both-tax-and-smsf-audits-are-still-on-atos-radar-but-some-leniency-given monthly 0.5 2020-11-04 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1604455947645-P3BC7GJYHXRIEM6OB9H1/Satellite+dish.jpg Resources - Both tax and SMSF audits are still on ATO's radar, but some leniency given https://www.cesmithmackay.com.au/resources/what-the-full-expensing-write-off-deduction-means-for-business monthly 0.5 2020-11-04 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1604454293029-UYLJDGSWQYW3Z16SUV9B/skyscraper.jpg Resources - What the "full expensing" write-off deduction means for business https://www.cesmithmackay.com.au/resources/electronic-execution-of-documents-during-covid-19 monthly 0.5 2020-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1602722334780-J8I6ONFJ4OCZQM1AS1Y4/Contract.jpg Resources - Electronic execution of documents during COVID-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1602722044036-W57YUO1BTK66GM0PKZDC/Victoria.jpg Resources - Electronic execution of documents during COVID-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1602722470914-86X51FDL8EP51MXYKDZ7/New%2BSouth%2BWales.jpg Resources - Electronic execution of documents during COVID-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1602722627181-LQ53MQDHAK3OTOHHHOXD/QLD.jpg Resources - Electronic execution of documents during COVID-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1602722744794-CMKIE6E92QJ9OQP66WPY/Tasmania.jpg Resources - Electronic execution of documents during COVID-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1602722875203-ICIOF53EZWYYUX5XM1XH/Western%2BAustralia.jpg Resources - Electronic execution of documents during COVID-19 https://www.cesmithmackay.com.au/resources/fears-of-div-7a-danger-from-covid-relaxed-loan-repayments-unfounded monthly 0.5 2020-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1602721054477-XDAN9AFORUDV00KXQ8UQ/High%252BFive.jpg Resources - Fears of Div 7A danger from COVID-relaxed loan repayments unfounded The ATO has clarified its position regarding loans, and the repayments of loans that may have been put on hold for the period that COVID-19 has a grip on the economy and our lives. https://www.cesmithmackay.com.au/resources/new-data-matching-programs-initiated-by-the-federal-government monthly 0.5 2020-10-16 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1602719211919-NUEUS9UTC892SOIUF8LV/Magnifying%2BGlass.jpg Resources - New data matching programs initiated by the Federal Government - Over the first quarter of this financial year, the government has initiated two new data matching programs, using data that the ATO holds. Over the first quarter of this financial year, the government has initiated two new data matching programs, using data that the ATO holds. https://www.cesmithmackay.com.au/resources/covid-19-and-smsf-rental-relief monthly 0.5 2020-09-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1599371556293-U44BQN3TNK1JFB3HQYYX/Rental+House.jpg Resources - COVID-19 and SMSF rental relief https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1599372198893-086JG8NC4GT2R23IXL86/For%2BRent.jpg Resources - COVID-19 and SMSF rental relief https://www.cesmithmackay.com.au/resources/where-you-stand-with-vehicles-and-the-boosted-instant-asset-write-off monthly 0.5 2020-09-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1599371464757-TJQS94UHPNFOYLJCZ03Q/money%2Bspilling%2Bout%2Bof%2Bjar.jpg Resources - Where you stand with vehicles and the boosted instant asset write off https://www.cesmithmackay.com.au/resources/jobkeeper-amendments monthly 0.5 2020-09-06 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1599371007889-WT2P5NDHCPL13HTZ1AXV/Handful%2Bof%2Bcash.jpg Resources - Jobkeeper Amendments https://www.cesmithmackay.com.au/resources/rental-property-tax-approach-adjusts-for-covid-19 monthly 0.5 2020-08-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1598760267281-H8FSP1AE144N5NEBVK45/Rental+Property+pic.jpg Resources - Rental Property: Tax approach adjusts for COVID-19 https://www.cesmithmackay.com.au/resources/has-your-super-fund-got-you-covered-for-insurance monthly 0.5 2020-08-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1598759454709-QEY19U1SKWWN625081NV/Retired+Lady.jpg Resources - Has your super fund got you covered for insurance? https://www.cesmithmackay.com.au/resources/the-jobkeeper-scheme-gets-an-update-plus-an-extension monthly 0.5 2020-08-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1598757385710-2KL0TS5AGO7RIWZ2P8IH/Construction+Worker.jpg Resources - The Jobkeeper Scheme gets an update, plus an extension https://www.cesmithmackay.com.au/resources/varying-payg-instalments-because-of-covid-19 monthly 0.5 2020-07-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1596061965265-DBE1OOE4IIX7SGV91JFC/image-asset.jpeg Resources - Varying PAYG instalments because of COVID-19 https://www.cesmithmackay.com.au/resources/the-realities-of-insuring-against-cyber-crime monthly 0.5 2020-07-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1595824901331-LXOVU0GI1HOQ7TC6RLQB/Cyber+Crime+Pic.jpg Resources - The realities of insuring against cyber crime https://www.cesmithmackay.com.au/resources/instant-asset-write-off-extended-to-31-december-1 monthly 0.5 2020-07-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1595821904869-S8VH9FBUII0LUBZOK5E3/Working+in+Cafe.jpg Resources - Instant asset write off extended to 31 December https://www.cesmithmackay.com.au/resources/tax-return-tips-off-the-deduction-menu monthly 0.5 2020-07-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1595815178503-YGC4SX5CHHPF0RLZ6UJB/Stop+sign.jpg Resources - Tax Return Tips - Off The Deduction Menu https://www.cesmithmackay.com.au/resources/deductions monthly 0.5 2020-07-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1595814456662-0JCDHGQJL1FG8VPGAPZG/shirts+hanging+on+rack.jpg Resources - Deductions https://www.cesmithmackay.com.au/resources/tax-return-tips monthly 0.5 2020-07-30 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1595813968711-HZKBRTUIL4JZ141YIPYA/Light+bulb.jpg Resources - Tax Return Tips https://www.cesmithmackay.com.au/resources/dhrgwh24fyot8ydqqrdy8tuorgy6c8 monthly 0.5 2020-06-18 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1592372534671-3X12H5N2DMQD7VV7G661/house+keys.jpg Resources - COVID-19 and residential rental property claims https://www.cesmithmackay.com.au/resources/last-minute-tax-planning-tactics monthly 0.5 2020-06-18 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1592371735950-X7MITX5N0DNB53VK9KU6/Hourglass.jpg Resources - Last-minute tax planning tactics https://www.cesmithmackay.com.au/resources/early-release-from-super-a-relief-but-comes-with-risks monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1589870959768-FO6G4C2GV1VZ706WM8A4/lady+%26+umbrella.jpg Resources - Early release from super a relief, but comes with risks https://www.cesmithmackay.com.au/resources/covid-19-instant-asset-write-off-and-accelerated-depreciation monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1589870371740-5KBB50361708Z7SUA9EI/hay+bales.jpg Resources - COVID-19 Instant Asset Write Off and Accelerated Depreciation https://www.cesmithmackay.com.au/resources/answers-to-covid-19-work-from-home-expense-questions-and-cgt-concerns monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1589869201872-XMISR4BZZQ8A76MGSAUX/Dog+%26+computer.jpg Resources - Answers to COVID-19 work-from-home expense questions and CGT concerns https://www.cesmithmackay.com.au/resources/selling-taxable-australian-property monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583906696089-J1V7BS7ACFNZ4JVHF2TI/House%2B%2526%2BKey.jpg Resources - Selling taxable Australian property https://www.cesmithmackay.com.au/resources/security-online-more-important-than-ever monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583905737166-6K7W243G0GMZ0D3IMBFK/Laptop.jpg Resources - Security online: More important than ever https://www.cesmithmackay.com.au/resources/damage-or-destruction-of-a-rental-property monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583904140137-SK93XVNQ7UX8TNFGWO0A/Destroyed%2BHouse.jpg Resources - Damage or destruction of a rental property https://www.cesmithmackay.com.au/resources/accessing-super-early monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583894356921-8M7WK7NNOP2FRS9COQTW/Wheelchair+Sign.jpg Resources - Accessing Super Early - Limited options to access your super early There are very limited circumstances when you can access your superannuation savings earlier than when you meet what the ATO calls “condition of release” - which for most people generally means achieving a certain age and retiring. https://www.cesmithmackay.com.au/resources/ato-dusts-off-the-lifestyle-asset-microscope monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583909237942-5RGRC6YKVDFPCVXJ4OPN/Sailboat.jpg Resources - ATO dusts off the "lifestyle asset" microscope https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583893798415-Y8CNEMJX8T6B4X9NP4PY/Fine+Art.jpg Resources - ATO dusts off the "lifestyle asset" microscope https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583893837728-LLV2XV6LLURY9QNTCRI4/Race+Horse.jpg Resources - ATO dusts off the "lifestyle asset" microscope https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583893884831-Q2YRJ5X0FBROWVITJMG8/Plane.jpg Resources - ATO dusts off the "lifestyle asset" microscope https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583894064433-DECRBWKHHHQ3NO7GM6AO/Luxury+Yacht.jpg Resources - ATO dusts off the "lifestyle asset" microscope https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1583909083826-ZVDMIO92EXVD1SQFQPUL/Sportscar.jpg Resources - ATO dusts off the "lifestyle asset" microscope https://www.cesmithmackay.com.au/resources/top-10-tips-rental-property-owners monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1569469611674-F3V5GELDKXGP12BNWEZG/image-asset.jpeg Resources - Rental property owners: Top 10 tips to avoid common mistakes https://www.cesmithmackay.com.au/resources/smsf-operating-expense-deductions monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1569469460669-EAJC0KG1U0BPGJO3D5VV/image-asset.jpeg Resources - SMSF trustees: Operating expenses you can deduct https://www.cesmithmackay.com.au/resources/inherited-home-cgt-exemption monthly 0.5 2020-02-20 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1569469090125-Q8R76XHZA3WBID8T6ZGB/image-asset.jpeg Resources - CGT Exemption on Inherited Homes https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1569469294753-GCC2VJAUK6NW046ZK2SM/CGT-Inherited-Home-Exception-Flowchart.png Resources - CGT Exemption on Inherited Homes https://www.cesmithmackay.com.au/resources/tax-kids-savings monthly 0.5 2019-09-26 https://images.squarespace-cdn.com/content/v1/5cd9103929f2cc28a1fd3cc4/1569468726209-N1GKWBAE7J9AN6MDK2OE/image-asset.jpeg Resources - 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